Should I buy Piramal Enterprises stock in 2025?
Is it the right time to buy Piramal Enterprises?
ScorePiramal Enterprises Limited (PEL), a leading diversified NBFC in India, trades near ₹1,162.50 as of July 2025, with an average daily volume of about 280,200 shares. In the past year, the stock has delivered a robust performance—up 28% year-on-year—bolstered by a dramatic turnaround from annual losses to a net profit of ₹485 crores for FY25. Recent developments, including a ₹700 crore rights issue investment in Piramal Finance, a strategic co-lending partnership with ICICI Bank, and significant fundraising via external commercial borrowing, reflect a strengthened financial position and growth runway. The market’s sentiment remains optimistic, driven by PEL’s expanding retail lending portfolio, strong presence across more than 13,000 Indian PIN codes, and industry-leading adoption of digital solutions and AI for rural and semi-urban financial services. While regulatory changes and sensitivity to economic cycles are moderate risks, the company’s ability to adapt and execute is widely acknowledged. The broader financial services sector in India is exhibiting strong momentum, further positioning PEL favorably. Based on the consensus of more than 12 national and international banks, the target price stands at ₹1,511, highlighting potential value still on the table for investors considering entry.
- ✅Turned profitable in FY25 after posting significant losses in FY24.
- ✅Annual revenue projected to grow 15-20% in coming years.
- ✅Expanding digital financial services, especially in rural markets.
- ✅Strategic partnerships with top banks like ICICI enhance growth.
- ✅Presence in over 13,000 PIN codes across India ensures wide reach.
- ❌Profitability and loan growth are sensitive to Indian economic conditions.
- ❌Regulatory changes by RBI could affect the NBFC sector environment.
Score- ✅Turned profitable in FY25 after posting significant losses in FY24.
- ✅Annual revenue projected to grow 15-20% in coming years.
- ✅Expanding digital financial services, especially in rural markets.
- ✅Strategic partnerships with top banks like ICICI enhance growth.
- ✅Presence in over 13,000 PIN codes across India ensures wide reach.
Is it the right time to buy Piramal Enterprises?
- ✅Turned profitable in FY25 after posting significant losses in FY24.
- ✅Annual revenue projected to grow 15-20% in coming years.
- ✅Expanding digital financial services, especially in rural markets.
- ✅Strategic partnerships with top banks like ICICI enhance growth.
- ✅Presence in over 13,000 PIN codes across India ensures wide reach.
- ❌Profitability and loan growth are sensitive to Indian economic conditions.
- ❌Regulatory changes by RBI could affect the NBFC sector environment.
Score- ✅Turned profitable in FY25 after posting significant losses in FY24.
- ✅Annual revenue projected to grow 15-20% in coming years.
- ✅Expanding digital financial services, especially in rural markets.
- ✅Strategic partnerships with top banks like ICICI enhance growth.
- ✅Presence in over 13,000 PIN codes across India ensures wide reach.
- What is Piramal Enterprises?
- The price of Piramal Enterprises stock
- Our full analysis of the Piramal Enterprises stock
- How to buy Piramal Enterprises stock?
- Our 7 tips for buying Piramal Enterprises stock
- The latest news about Piramal Enterprises
- FAQ
- On the same topic
Why trust HelloSafe ?
At HelloSafe, our expert has been tracking the performance of Piramal Enterprises for over three years. Every month, over a million users in India trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Piramal Enterprises.
What is Piramal Enterprises?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Indian | Focused on India’s NBFC sector with wide national reach and market influence. |
| 💼 Market | NSE & BSE | Shares are actively traded on both major Indian stock exchanges. |
| 🏛️ ISIN code | INE140A01024 | Globally recognized identifier ensures share accessibility and transparency. |
| 👤 CEO | Yesh Nadakarni | New leadership signals strategic agility and focus on innovation and growth. |
| 🏢 Market cap | ₹26,362.62 crores | Indicates a large-cap NBFC with strong market presence and investor confidence. |
| 📈 Revenue | ₹10,375 crores (FY25 annual) | Revenue showed robust growth with successful shift to financial services. |
| 💹 EBITDA | Data not public (see net profit ₹485 cr) | Operating profitability has improved, reflecting turnaround and cost management. |
| 📊 P/E Ratio (Price/Earnings) | 75.40 | High valuation suggests investor optimism but signals growth expectations are priced in. |
The price of Piramal Enterprises stock
The price of Piramal Enterprises stock is rising this week. The current price stands at ₹1,162.50, reflecting a positive change of ₹2.10 (+0.18%) in the last 24 hours and a 3.15% gain over the week. Market capitalization is ₹26,362.62 crores, with an average three-month trading volume of 280,200 shares. The P/E Ratio is high at 75.40, while the latest dividend yield is 0.95%. The stock’s beta is 1.58, indicating above-average volatility, which may appeal to active investors seeking dynamic opportunities.
Our full analysis of the Piramal Enterprises stock
We have thoroughly examined Piramal Enterprises’s latest financial results alongside the stock’s strong performance over the past three years. Drawing on a combination of proprietary algorithmic models and independent expert sources—spanning financial indicators, technical signals, market data, and peer benchmarking—this analysis provides a comprehensive outlook. So, why might Piramal Enterprises stock once again become a strategic entry point into India’s flourishing financial services sector in 2025?
Recent performance and market context
Piramal Enterprises has delivered a compelling performance in 2025, underpinned by a robust 28.38% year-on-year rise in its share price. The current price stands at ₹1,162.50, following a 3.15% gain this week and a steady 0.18% uptick in the last 24 hours. These price dynamics reflect renewed investor enthusiasm and the impact of a broad-based rally within the NBFC segment of the Indian financial market. The company’s recent quarterly results (Q4 FY25) revealed a net profit of ₹102.44 crores, more than doubling sequentially, and annual net profit at ₹485 crores—a dramatic turnaround from the prior year’s loss. Recent positive events, such as a successful ₹700 crores investment round and a new co-lending partnership with ICICI Bank, not only strengthen Piramal Enterprises’s balance sheet but also fuel strategic expansion ambitions. The macroeconomic backdrop remains favorable, with rising demand for diversified non-banking financial services, policy support for digital lending, and an accelerating formalization of credit markets across India fueling sector-wide optimism.
Technical analysis
The technical structure of Piramal Enterprises is remarkably positive. The stock trades above all key moving averages, with the 20-day, 50-day, 100-day, and 200-day lines trending upwards: ₹1,147.36, ₹1,096.83, ₹1,027.71, and ₹1,055.02 respectively. This alignment confirms bullish momentum both in the short and medium term. The RSI, currently at 58.7, situates the stock in a healthy neutral-to-bullish range—neither overbought nor oversold—leaving room for further appreciation. The MACD remains above its centerline, underlining positive momentum, even as it hovers near the signal line—a classic prelude to new bullish legs. Strong support is evident at the ₹1,147-₹1,135 zone, which has been tested and held repeatedly, providing a solid foundation for buyers. Bullish reversal signals, with the price repeatedly rebounding from support and approaching the upper Bollinger band at ₹1,192, point to an uptrend in the making. The break above previous technical barriers suggests that Piramal Enterprises is well-positioned to outperform in the near term, with the next resistance at its 52-week high of ₹1,275.
Fundamental analysis
On fundamentals, Piramal Enterprises stands out for its newly regained profitability, resilient revenue growth, and strategic clarity. FY25 annual revenue touched ₹10,375 crores, and the company’s bottom-line rebound—shifting from a prior year loss of ₹1,684 crores to a ₹485 crore profit—marks a milestone in operational turnaround. This revival is attributed to sustained growth in its retail lending portfolio (AUM above ₹50,000 crores), robust expense management, and an increasingly diversified revenue mix. The P/E ratio, at 75.40, may appear elevated relative to sector averages, but is justified by Piramal’s exceptional year-over-year earnings growth, asset quality improvements, and high-quality strategic investments. The 0.95% dividend yield adds a tangible return component, positioned to grow as earnings stabilize. Structurally, Piramal Enterprises is recognized for its digital innovation, dominant pan-India presence (across 13,000+ postal codes), and high-calibre leadership team. Its proven ability to adapt, launch new products, forge partnerships, and build brand equity among urban and rural clients cements its Defensive Growth profile among Indian NBFCs.
Volume and liquidity
Average daily trading volume over the past quarter has been healthy at 280,200 shares, supporting steady two-way investor flows and market confidence. This sustained activity is a testament to the strong liquidity underlying the stock, making position ramps and exits viable even for larger institutional investors. A well-distributed float further enables rapid price discovery and dynamic revaluation, particularly as positive news or results are digested by the market. Such liquidity is essential for those seeking both trading agility and long-term wealth creation opportunities in India’s fast-evolving financial sector.
Catalysts and positive outlook
- Expansion of its retail loan book, with assets under management surpassing ₹50,000 crores, aligns with India’s huge untapped credit demand.
- Recent capital infusion of ₹700 crores boosts investment power, underwrites operational resilience, and enhances creditworthiness.
- The company’s pioneering adoption of digital platforms and artificial intelligence in customer onboarding, credit scoring, and risk management is a powerful lever for operational efficiency.
- Strategic deals such as the co-lending partnership with ICICI Bank signal a broadening addressable market and stronger competitive positioning.
- The sector context is highly constructive: increasing financial inclusion, supportive regulations for NBFCs, rising digitization in rural and semi-urban markets, and a favorable interest rate environment.
- Management’s ongoing focus on ESG (Environmental, Social, Governance) initiatives and sustainable lending practices resonates with new-age investors and aligns with evolving best practices in the global financial sector.
Looking ahead, these catalysts are likely to support accelerated revenue and profit growth. Consensus projections suggest a 15–20% compound annual revenue increase over coming years, with valuation upside as the market reprices the company’s improved fundamentals and growth prospects.
Investment strategies
- Short-term: For tactically minded traders, recent technical signals—breakout past moving averages, firm support levels, and rising volume—suggest that now is a potentially favorable window for entry, with immediate upside towards the ₹1,192–₹1,275 resistance range.
- Medium-term: Investors with a six–twelve month view can leverage the timing ahead of key catalysts: earnings releases, new product rollouts, and regulatory changes likely to drive rerating. The turnaround story, coupled with sector momentum, sets the stage for potential outperformance against NBFC index peers.
- Long-term: For buy-and-hold investors, the company’s structural transformation, strengthening profitability, digital leadership, robust governance, and broad market footprint point to significant value creation potential. As financial penetration deepens across India and the digital credit economy matures, Piramal Enterprises’s market share and profitability could see sustained, multi-year momentum.
In every scenario, the risk/reward posture is supported by strict risk controls (as signaled by a beta of 1.58), accessible liquidity, and an improving payout track record—all encouraging signals for a new phase of gains.
Is it the right time to buy Piramal Enterprises?
In summary, the case for considering Piramal Enterprises as a portfolio addition is built on multiple pillars: renewed profitability, sector leadership, relentless innovation, and strong execution on growth and risk management strategies. The company’s rapid operational turnaround, aggressive digital expansion, and strong capital backing position it as a clear leader in India’s next wave of NBFC growth. Persistent momentum in trading volume, bullish technicals, and a pipeline of catalysts (notably new partnerships and technology investments) all point towards further upside. Given these strengths and the renewed optimism in the Indian financial sector, Piramal Enterprises seems to represent an excellent opportunity for investors seeking exposure to dynamic, upwardly mobile companies in a fast-growing market. For those eyeing strategic entry, the current phase may offer one of the most attractive windows for medium- and long-term positioning in India’s financial services landscape.
How to buy Piramal Enterprises stock?
Buying Piramal Enterprises stock online has never been simpler or more secure, thanks to regulated brokers operating in India. Investors can either buy shares directly (spot buying) or trade using Contract for Difference (CFD) products, which allow for flexible strategies. Spot buying means owning actual shares, while CFDs let you speculate on price movement with leverage. For a breakdown of fees, advantages, and the best platforms, you’ll find a helpful broker comparison further down this page.
Spot buying
A cash purchase (spot buying) of Piramal Enterprises stock involves buying real shares through your brokerage account, making you a direct owner, with voting rights and eligibility for dividends. Typically, Indian brokers charge a fixed commission per order, for example around ₹100–₹200, or a small percentage based on trade value.
Piramal Enterprises Share Gain Scenario
If the Piramal Enterprises share price is ₹1,162.50 and you invest $1,000 (approx. ₹83,000), you can buy about 71 shares with this stake, including a brokerage fee of around $5 (approx. ₹415).
✔️ Gain scenario: If the share price rises by 10%, your shares are now worth $1,100.
Result: +$100 gross gain, i.e. +10% on your investment.
Spot buying is ideal for investors seeking long-term growth, direct exposure, and dividend potential.
Trading via CFD
CFD trading on Piramal Enterprises shares enables you to speculate on price movements without owning the underlying stock. CFDs offer the advantage of leverage, so you can amplify your exposure, but you don’t have shareholder rights. Fees generally include the spread (difference between buy and sell price) and overnight financing charges if you hold positions beyond the trading day.
Example of a Leveraged CFD Gain Scenario
You open a CFD position on Piramal Enterprises shares, with 5x leverage and a $1,000 deposit. This gives you a market exposure of $5,000.
✔️ Gain scenario: If the stock rises by 8%, your position gains 8% × 5 = 40%. Result: +$400 gain, on a bet of $1,000 (excluding fees).
CFDs suit active, short-term traders seeking to capitalize on both upward and downward market moves, but involve higher risk due to leverage.
Final advice
Before you invest, it’s essential to compare brokers’ fees, trading platforms, and specific terms—especially as costs and services vary significantly. The best method for buying Piramal Enterprises depends on your personal objectives, risk appetite, and whether you prefer direct ownership or flexible trading. For a tailored selection, check out the broker comparison tool further down the page.
Check out the best brokers in India!Compare brokersOur 7 tips for buying Piramal Enterprises stock
| 📊 Step | 📝 Specific tip for Piramal Enterprises |
|---|---|
| Analyze the market | Review trends in the Indian NBFC sector and recent financial reforms affecting Piramal Enterprises. |
| Choose the right trading platform | Use a SEBI-registered broker that offers seamless access to NSE/BSE for Piramal Enterprises shares. |
| Define your investment budget | Set an amount you are comfortable with, considering Piramal Enterprises’ moderate volatility and sector specifics. |
| Choose a strategy (short or long term) | Leverage Piramal Enterprises’ turnaround and growth focus for a long-term or swing-trading plan. |
| Monitor news and financial results | Track quarterly earnings, management commentary, and major announcements impacting Piramal Enterprises’ outlook. |
| Use risk management tools | Implement stop-loss and limit orders to guard against sudden price movements in Piramal Enterprises. |
| Sell at the right time | Consider selling after strong price rallies or if growth catalysts for Piramal Enterprises change direction. |
The latest news about Piramal Enterprises
Piramal Enterprises stock climbed by 3.15% over the last week amid sustained investor optimism. This upward momentum is backed by robust trading volumes on both the NSE and BSE, as the share price strengthened to ₹1,162.50, reflecting confidence in the company’s strategic direction and improving fundamentals.
Piramal Enterprises maintains a strong trend above all major moving averages, confirming solid technical support. Technical indicators as of July 4, 2025, including an RSI of 58.7 and the stock trading above its 20-day, 50-day, and 200-day moving averages, suggest that the present bull phase is well anchored and could persist if positive catalysts continue.
The company’s retail lending business expansion has crossed the ₹50,000 crore milestone, strengthening its market presence in India. Piramal Enterprises’ rapid growth in retail assets under management highlights effective execution of its business strategy, enhancing access to financial services across urban and rural segments, particularly through Piramal Finance.
Piramal Enterprises’ latest quarterly results surpassed expectations, with net profit more than doubling quarter-on-quarter. For March 2025, the company posted a net profit of ₹102.44 crores, a 107% improvement, and annual revenues exceeded ₹10,375 crores. This performance reversal versus the prior year demonstrates strategic turnaround and solidifies investor confidence.
A recent ₹700 crore rights issue in Piramal Finance has reinforced capital strength and supported further lending growth. This successful capital raise, completed in June 2025, positions Piramal Enterprises to accelerate its expansion across India, bolster its balance sheet, and pursue new co-lending partnerships in the rapidly evolving NBFC sector.
FAQ
<i>What is the latest dividend for Piramal Enterprises stock?</i>
Piramal Enterprises currently pays a dividend. For FY25, the latest payout was ₹0.95 per share, providing a modest but stable yield for shareholders. The payment reflects the company’s focus on rewarding investors while also prioritizing reinvestment for future growth. Over recent years, the distribution policy has shown discipline, with payouts aligned to profit and long-term strategy.
<i>What is the forecast for Piramal Enterprises stock in 2025, 2026, and 2027?</i>
Based on current price trends, the forecasted values are ₹1,511 for end-2025, ₹1,743 for end-2026, and ₹2,325 for end-2027. The company’s momentum is reinforced by strong sector growth, market-leading operations, and recent results that surpassed market expectations. As an NBFC leader with a robust digital focus, Piramal Enterprises enjoys a positive outlook in the evolving Indian financial landscape.
<i>Should I sell my Piramal Enterprises shares?</i>
Holding Piramal Enterprises shares may be justified given its solid fundamentals, improving profitability, and strategic transformation. The company’s performance has recovered significantly with consistent revenue growth and an optimistic sector outlook. Its strong position in non-banking financial services and a resilient management approach support favourable mid- to long-term prospects. Many investors may find holding appropriate as a way to benefit from future growth opportunities.
<i>Are dividends or gains from Piramal Enterprises stock subject to Indian taxes?</i>
Yes, dividends from Piramal Enterprises are taxed according to your individual income tax slab, while capital gains are subject to Securities Transaction Tax and long- or short-term capital gains tax (10% beyond the exemption limit for holdings over one year, 15% for shorter durations). Indian investors benefit from transparent tax processes, allowing easier portfolio planning and compliance.
<i>What is the latest dividend for Piramal Enterprises stock?</i>
Piramal Enterprises currently pays a dividend. For FY25, the latest payout was ₹0.95 per share, providing a modest but stable yield for shareholders. The payment reflects the company’s focus on rewarding investors while also prioritizing reinvestment for future growth. Over recent years, the distribution policy has shown discipline, with payouts aligned to profit and long-term strategy.
<i>What is the forecast for Piramal Enterprises stock in 2025, 2026, and 2027?</i>
Based on current price trends, the forecasted values are ₹1,511 for end-2025, ₹1,743 for end-2026, and ₹2,325 for end-2027. The company’s momentum is reinforced by strong sector growth, market-leading operations, and recent results that surpassed market expectations. As an NBFC leader with a robust digital focus, Piramal Enterprises enjoys a positive outlook in the evolving Indian financial landscape.
<i>Should I sell my Piramal Enterprises shares?</i>
Holding Piramal Enterprises shares may be justified given its solid fundamentals, improving profitability, and strategic transformation. The company’s performance has recovered significantly with consistent revenue growth and an optimistic sector outlook. Its strong position in non-banking financial services and a resilient management approach support favourable mid- to long-term prospects. Many investors may find holding appropriate as a way to benefit from future growth opportunities.
<i>Are dividends or gains from Piramal Enterprises stock subject to Indian taxes?</i>
Yes, dividends from Piramal Enterprises are taxed according to your individual income tax slab, while capital gains are subject to Securities Transaction Tax and long- or short-term capital gains tax (10% beyond the exemption limit for holdings over one year, 15% for shorter durations). Indian investors benefit from transparent tax processes, allowing easier portfolio planning and compliance.
On the same topic
