Should you buy IFCI stock in India in 2025?

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At HelloSafe, our specialist has been tracking the IFCI share price for over three years. Every month, over a million users in India trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment recommendations. In accordance with our ethical charter, we have never been, and will never be, compensated by IFCI.

What is IFCI?

What is the price of IFCI stock?

The price of IFCI stock is slightly down this week. Currently, it trades at ₹62.58 after falling 0.92% in the last 24 hours and 0.84% over the past week, reflecting a market capitalization of ₹16,850 crores. The three-month average daily volume is 6.6 million shares. IFCI displays a high P/E ratio of 98.1, with no dividend yield, and a high stock beta of 1.83. Given its elevated volatility and ongoing business transformation, IFCI may appeal to investors seeking exposure to dynamic financial sector opportunities.

Our full analysis of the IFCI stock

We have reviewed IFCI’s latest financial disclosures, with a close examination of the company’s stock performance over the past three years. By consolidating financial metrics, technical signals, market sentiment, and competitive positioning using proprietary algorithms, we provide a forward-looking assessment. So, why might IFCI stock once again become a strategic entry point into India’s dynamic financial services sector in 2025?

Recent performance and market context

IFCI has demonstrated robust trading resilience with its stock currently trading at ₹62.58, reflecting a market capitalisation of ₹16,850 crores. While the share price is slightly down this week (-0.84%), it is trading up by 1.97% over six months and 3.08% over the past year, highlighting a stable upward drift in a volatile segment. The average daily trading volume stands at 6.6 million shares, confirming sustained interest. Recent milestones—such as the government’s approval for group restructuring and new leadership under CEO Rahul Bhave—have positively influenced sentiment. The NBFC sector in India continues to benefit from the ongoing digitisation drive and regulatory focus, offering a favourable environment for niche financial players like IFCI.

Technical analysis

Technical indicators suggest that IFCI sits at a compelling juncture for investors seeking positive momentum with defined risk parameters:

• The 14-day RSI at 53.0 implies neutral territory, avoiding both overbought and oversold concerns and presenting a steady risk profile.
• MACD is above the central line at 1.5, though just beneath the signal—a classic early-stage setup for trend confirmation.
• The stock is trading just below its 20-day moving average (₹62.9), yet comfortably above longer-term averages (50D: ₹56.5, 100D: ₹50.4, 200D: ₹55.5). This sustained medium-term uptrend signals healthy structural strength.
• Support is established at ₹60.00 and resistance at ₹67.00, while immediate fluctuations are contained between ₹62.88 and ₹64.72.
• Notably, IFCI is above all major medium-term moving averages, a bullish configuration highlighting its resilience and readiness for a possible breakout, especially if upcoming catalysts materialise.

These signals collectively reinforce a strong technical base, suggesting that accumulation at current levels could yield outsized returns if the anticipated upward move ensues.

Fundamental analysis

IFCI’s fundamental profile reflects meaningful progress and value creation, especially during a period of transformation for India’s NBFC ecosystem:

• Despite a 46.39% YoY decline in revenue (₹205.27 crores for Q4 FY25), the company has translated operational efficiencies and asset sales into a 26.46% surge in net profit (₹272.54 crores) and an 8.21% increase in EBITDA (₹520.23 crores).
• Earnings per share stands at ₹0.63 for the quarter, marking steady bottom-line improvement.
• While the P/E ratio is high at 98.1, the market anticipates forward benefits from ongoing restructuring and the unlocking of significant asset value.
• IFCI’s unique strength lies in its 52.86% indirect stake in Stock Holding Corporation of India (SHCIL), which itself holds 4.4% of NSE. The impending IPO of NSE is projected to unlock value estimated at up to ₹25,000 crores for IFCI.
• Strategic expansion via the consolidation of subsidiaries and a transition toward advisory and fee-based financial services increases the sustainability and predictability of earnings.

The realignment from traditional lending—halted since FY22 due to high NPA levels—to a focus on recoveries, asset monetisation, and non-credit businesses shows prudent risk management and a visionary approach to new revenue streams.

Volume and liquidity

A daily average turnover of 6.6 million shares positions IFCI as a highly liquid equity in its segment, supporting efficient entry and exit points for investors. The company’s free float is favourable to dynamic price discovery and ensures that price action closely reflects true underlying demand. Robust liquidity also adds an extra layer of confidence in the stock as a tactical trading candidate and for institutions seeking scalable exposure.

Shareholding is dominated by the Indian government (72.57%), with a significant public float (20.23%), providing additional structural stability. The composition ensures both long-term stewardship and healthy market participation.

Catalysts and positive outlook

Several powerful catalysts are poised to accelerate IFCI’s value proposition:

• The government-backed group restructuring, including the potential merger with Stock Holding Corporation, will streamline businesses and may unlock latent value.
• The substantial indirect holding in NSE, with the upcoming IPO, is a transformational event. Market participants are already positioning for this likely major re-rating of IFCI’s asset base.
• Regulatory support, digitalisation in financial services, and sectoral reforms favour agile non-bank financial firms.
• Continued government funding support, as witnessed last winter with the ₹500 crore capital injection, further underpins financial stability.
• The appointment of new CEO Rahul Bhave opens doors to further strategic improvements, cost optimisation, and the possibility of innovative product rollouts or advisory businesses.
• IFCI’s transition to advisory and fee-based models insulates profitability against traditional credit cycle risks and aligns the company with the future of modern finance in India.

With market sentiment trending optimistic and the company’s operational pivot aligning with high-growth national themes, IFCI sits at the heart of several secular tailwinds.

Investment strategies

Current technical and fundamental conditions suggest several sound entry strategies for different risk profiles:

• Short-term: Take advantage of current support levels near ₹60.00. The proximity to the upward-moving medium-term averages gives technical buyers a safety net, especially with positive headlines or earnings surprises on the horizon.
• Medium-term: Monitor the execution of group restructuring initiatives, and the NSE IPO calendar. Accumulating on weakness ahead of these catalysts could lead to attractive risk-adjusted gains.
• Long-term: Anchor positions now to benefit from the re-rating potential associated with the NSE stake, expected value unlocking, and the evolution of IFCI into an advisory-driven financial services leader. The stock’s modest historical appreciation compared to its asset base offers a notable margin for growth.

In all cases, IFCI’s high beta (1.83) underscores the possibility of quicker, stronger moves when catalysts hit, making this an ideal vehicle for active, informed investors.

Is it the right time to buy IFCI?

IFCI is at a convergence of promising technicals, strategic pivots, and high-conviction catalysts. While the current earnings model is evolving and the valuation is elevated, the underlying asset value, restructuring trajectory, and unique exposure to the NSE IPO seem to represent an excellent opportunity. The fundamentals, supported by improved profitability, cost discipline, visionary leadership, and a powerful value-unlocking catalyst, justify renewed investor attention.

In summary, IFCI is more than a legacy NBFC—it is transforming into a diversified financial powerhouse at a critical moment for India’s capital markets. Investors seeking participation in the next phase of India’s financial sector evolution may find that the current environment, marked by strong support and high potential catalysts, is setting the stage for a new bullish phase. IFCI offers a compelling combination of liquidity, structural growth, and break-out value potential that deserves close consideration as the market landscape continues to shift in its favour.

How to buy IFCI stock?

Buying IFCI stock online is both straightforward and secure when you use a regulated Indian broker. Investors can choose between two main methods: traditional spot buying, where you become a shareholder, and CFD (Contract for Difference) trading, which allows you to speculate on IFCI’s price with leverage. Each method has its benefits and considerations. For a detailed broker comparison designed for Indian retail investors, scroll down to the comparison section further on this page.

Spot buying

Spot buying (cash purchase) means directly purchasing IFCI shares on the stock exchange and owning them in your demat account. Most Indian brokers charge a flat commission per order, typically between ₹20 and ₹100.

IFCI Share Gain Scenario

If the IFCI share price is ₹62.58, you can buy around 15 shares with a ₹1,000 stake, including a brokerage fee of approximately ₹50.

✔️ Gain scenario:

If the share price rises by 10%, your shares are now worth ₹1,100.

Result: +₹100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD trading allows you to speculate on IFCI’s share price movements without actually owning the shares. Brokers typically charge a spread (small difference between buy/sell price) and overnight fees for holding positions longer than a day. CFDs offer leverage, amplifying both potential gains and losses.

CFD Position with Leverage: Gain Scenario

You open a CFD position on IFCI shares, with 5x leverage and a ₹1,000 stake. This provides you with market exposure of ₹5,000.

Gain scenario: If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +₹400 gain, on a bet of ₹1,000 (excluding fees).

Final advice

It’s important to compare brokers’ costs and services before making an investment in IFCI stock. Your ideal choice depends on your investment goals—whether you want direct ownership (spot) or the flexibility and leverage of CFDs.

7 Tips for Buying IFCI Stock

The latest news about IFCI

IFCI posts a 26% rise in net profit for Q4 FY25, despite falling revenue. Net profit reached ₹272.54 crores in the March 2025 quarter, buoyed by improved recoveries and asset sales, which offset a 46% drop in operational income. This underlines management's effective cost and asset strategy in a challenging revenue environment.

The stock maintains a strong medium-term upward momentum, trading above key moving averages. IFCI’s share price remains above its 50-, 100-, and 200-day moving averages, confirming sustained investor confidence and a technical bullish trend in the last six months.

Market sentiment is supported by the upcoming IPO of NSE, in which IFCI indirectly holds a valuable stake. IFCI’s indirect holding in Stock Holding Corporation (which owns 4.4% of NSE) is estimated to represent a significant unlock of value, as the upcoming NSE IPO is expected to enhance balance sheet strength and investor perception.

Group restructuring advances with government approval, including potential consolidation with Stock Holding Corporation of India. The government-sanctioned restructuring plan, aimed at consolidating subsidiaries and reinforcing risk management, supports long-term business streamlining and the unlocking of strategic assets.

Leadership transition strengthens governance, with Rahul Bhave appointed as CEO for three years in March 2025. The new leadership brings a mandate for improved governance, operational turnaround, and strategic focus on value realization from existing assets rather than new lending, aligning incentives with current market conditions.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.