Is Yes Bank stock a buy right now?
Yes Bank, one of India's leading private sector banks, is currently trading at approximately ₹17.73 (as of May 5, 2025), with an impressive average daily trading volume of over 82 million shares, reflecting sustained investor engagement. The bank reported a strong set of results for FY25, posting a net profit of ₹2,406 crore, signifying a robust 92.3% year-on-year increase. Recent developments include the government's authorization for Yes Bank to collect direct and indirect taxes, positioning it favorably in the digital banking space—a key sectoral growth engine in India. Operational efficiency continues to improve, with the cost-to-income ratio down and non-performing assets reaching their lowest in years. Market sentiment is cautiously optimistic; although the stock trades well below its 52-week high, the fundamentals signal the bank’s successful turnaround trajectory. As confidence grows and institutional investors maintain substantial stakes, the sector context—marked by increased competition but also opportunities for agile banks—remains constructive. Analysts from a consensus of more than 34 national and international banks have set a target price for Yes Bank at ₹23.05, underscoring a sense of accumulating momentum. For investors with a medium to long-term focus, Yes Bank offers an intriguing prospect in a transforming financial landscape.
- Net profit soared 92.3% YoY, indicating a solid and sustained recovery.
- Non-performing assets at multi-year lows, showing improved asset quality and risk management.
- Operational efficiency rising, as cost-to-income ratio falls to 67.3%.
- CASA ratio climbs to 34.3%, highlighting better liability management.
- Strong growth in SME and mid-corporate lending segments boosts overall advances.
- Stock still trades significantly below its 52-week high; price recovery may take time.
- Lack of recent dividend payouts, despite improved profitability—may not suit income-focused investors.
- What is Yes Bank?
- How much is Yes Bank stock?
- Our full analysis on Yes Bank </b>stock
- How to buy Yes Bank stock in India?
- Our 7 tips for buying Yes Bank stock
- The latest news about Yes Bank
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring Yes Bank’s performance for over three years. Every month, hundreds of thousands of users in India rely on us to interpret market trends and help them find the most promising investment opportunities. Our analyses are intended solely for informational purposes and should not be seen as investment advice. In line with our ethical charter, we have never received, and will never accept, compensation from Yes Bank.
What is Yes Bank?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | India | Indian private sector bank with a national presence and focus on digital innovation. |
| 💼 Market | NSE, BSE | Listed on major Indian exchanges, providing strong market visibility and liquidity. |
| 🏛️ ISIN code | INE528G01035 | Unique identifier for trading Yes Bank shares internationally. |
| 👤 CEO | Prashant Kumar | CEO since 2020, leading turnaround and restructuring efforts. |
| 🏢 Market cap | ₹55,563 crore (approx. $6.7 billion) | Market cap reflects moderate size; stock trades 29% below 1-year high, showing weak sentiment. |
| 📈 Revenue | ₹37,653.6 crore (FY25, annualized) | Revenue growth is stable year-on-year, indicating consistent business performance. |
| 💹 EBITDA | ₹5,257.6 crore (FY25, estimated) | Operating profitability has improved, with higher margins and efficiency gains. |
| 📊 P/E Ratio (Price/Earnings) | 22.73 | P/E is above sector average, suggesting moderate overvaluation or growth expectations. |
How much is Yes Bank stock?
The price of Yes Bank stock is rising this week. As of today, the share is trading at ₹17.73, marking a 0.17% increase in the past 24 hours but a slight 0.23% dip over the week.
The company’s market capitalization stands at ₹55,563 Crores, supported by a robust 3-month average daily volume of 82.13 million shares.
Yes Bank’s P/E ratio is 22.73, with no current dividend yield, and its stock beta is 1.11, reflecting higher volatility than the market average.
Investors should note that while recent operational and profit growth is strong, price movements remain sensitive to broader market sentiment.
Check out the best brokers in India!Compare brokersOur full analysis on Yes Bank stock
After a thorough review of Yes Bank’s latest FY25 financial results, recent stock performance, and competitive positioning, integrating proprietary analysis across core financial ratios, technical signals, and sectoral dynamics, we present a compelling, forward-looking perspective on the stock. Leveraging insights from both quantitative and qualitative research, our algorithms identify several factors that may drive a re-rating of the stock in the months ahead. So, why might Yes Bank stock once again become a strategic entry point into India’s dynamic private sector banking landscape in 2025?
Recent Performance and Market Context
Yes Bank’s share price has been subject to pronounced volatility, currently trading at ₹17.73 as of May 5, 2025—down nearly 29% over the past year and about 35% below its 52-week high of ₹27.44. Nonetheless, subtle signs of stabilization are emerging: the stock gained 3.14% in the past month, with incremental improvements in daily momentum. This resets the base for a potential upside, coinciding with sector-wide tailwinds from India's robust economic expansion and an improving regulatory environment.
Notably, institutional confidence has returned, evidenced by sustained foreign (FIIs 26.88%) and domestic (DIIs 39.52%) ownership. These investors typically exhibit a long-term horizon and are often positioned ahead of retail sentiment shifts. Furthermore, the strong market capitalization of over ₹55,500 crore provides depth and credibility, while average daily trading volumes consistently surpass 82 million shares, underlining robust market participation.
- Yes Bank delivered a record net profit of ₹738.12 crore for Q4 FY25, a 63.7% YoY increase, capping an impressive 92.3% YoY net profit growth for the full year.
- Asset quality continues to rebound with non-performing assets at multi-year lows (GNPA at 1.6%, NNPA at 0.3%).
- The improving CASA ratio (34.3%, up 340 bps YoY) signals growing customer trust and lower funding costs.
- India's digital banking surge and the government’s renewed focus on financial inclusion play directly into Yes Bank’s ongoing transformation.
In summary, the sector’s favorable macroeconomic context and the company's markedly improved fundamentals are combining to lay the foundation for a renewed positive trajectory—conditions that often precede significant revaluations within the Indian banking space.
Technical Analysis
While Yes Bank is trading below key long-term moving averages (notably, the 100- and 200-day SMAs), the technical setup reveals several basing characteristics that commonly precede bullish reversals. The 50-day SMA at ₹17.4 and 20-day SMA at ₹17.8 show the current price hovering just above these shorter-term trendlines, suggesting a consolidation phase that often precedes a move higher.
- RSI (14-day) of 50.3—positioned in the neutral zone—suggests the stock is neither overbought nor oversold. Such a reading is typical before the onset of stronger directional moves.
- MFI (62.1)—approaching overbought territory and indicating increasing buyer interest.
- MACD (0.2) above the center (bullish territory) but just below the signal line, pointing to potential for an imminent crossover.
- Key support at ₹17.22–₹17.55 has repeatedly held, demonstrating downside resilience.
- Immediate resistance sits at ₹17.88 and ₹18.21—a breakout above these could trigger momentum-driven rallies, especially as volumes pick up.
Short to medium-term traders will note that while the longer-term structure remains cautious, risk-reward appears skewed positively for new positions as the shares consolidate at attractive levels above their primary supports.
Fundamental Analysis
Yes Bank's FY25 results crystallize the depth of its ongoing turnaround:
- Revenue and Profitability: The bank reported annual net profit of ₹2,406 crore (+92.3% YoY)—driven by strong core income (total income up, NII growth of 6% YoY) and robust non-interest income (+14.5% YoY). The improved net interest margin (NIM) stability at 2.4% and a decisive reduction in provisions amplify core profitability, with the cost-to-income ratio dropping to 67.3%, showing operational discipline.
- Valuation Strength: A P/B ratio of 1.16 and a P/E of 22.73 place Yes Bank at a significant discount to historic industry averages, with room for upward normalization as turnaround metrics progress. The underlying book value per share of ₹15.26 provides a logical near-term anchor for valuation—offering a margin of safety and limiting downside.
- Structural Advantages:
- Balance Sheet Health: CASA ratio improvement by 340 bps YoY enhances access to low-cost funding.
- Asset Quality: The sharp reduction in GNPA/NNPA ratios, highest ever provision coverage (79.7%), and minimal restructured loans, confirm a decisive break with legacy risk.
- Growth Engines: SME and mid-corporate advances both exceed 20% YoY growth, signaling a pivot towards higher yield, underpenetrated segments.
- Innovation and Reputation: Receiving the highest ESG and climate disclosure ratings among Indian banks from S&P Global and CDP for three years running underlines sound risk management and future-readiness.
In short, the bank’s combination of improving profitability, robust asset quality, and a discounted valuation create a solid investment foundation amid the shifting Indian financial sector.
Volume and Liquidity
Sustained trading volumes—averaging over 82 million shares per day—underscore persistent investor confidence and ensure excellent liquidity for both entry and exit. High liquidity is pivotal for dynamic valuation, as it enables price discovery and smooth order execution even during heightened volatility.
The widespread ownership structure (with DIIs and FIIs controlling 66% of the float) both mitigates concentration risk and increases the likelihood of institutional flows driving future price action. This profile is typically associated with stocks entering new bull cycles, as large investors provide the stability and momentum needed for sustainable upward moves.
Catalysts and Positive Outlook
- Digital and Corporate Banking Leadership: The recent government authorization for direct and indirect tax collection positions Yes Bank as a preferred transaction partner for millions of retail and corporate customers, bolstering fee income, widening the deposit base, and deepening client entrenchment.
- Rapid Growth in Underserved Segments: The aggressive expansion in SME and mid-corporate lending aligns with national priorities and higher margin business, differentiating Yes Bank from more retail-heavy competitors.
- ESG Excellence: Top-tier ESG ratings for three years reflect rigorous internal governance standards and appeal strongly to global capital flows, which are increasingly concentrating in responsible, transparent franchises.
- Improving Return Ratios: ROA progression to 0.6% for FY25 (from 0.3% last year) and Q4FY25 ROA at 0.7% show that management’s pivots are translating to steady, real-world improvements in returns.
- Operational Turnaround Momentum: With successive quarters of reducing cost-to-income and credit provisioning, Yes Bank is demonstrably pivoting from distress to growth.
These elements, coupled with anticipated macroeconomic tailwinds, fuel a fundamentally bullish outlook and could precipitate a fresh wave of institutional and retail accumulation.
Investment Strategies
- Short-term: The recent consolidation between ₹17.22 (support) and ₹18.21 (resistance) creates a tactical setup for swing trades, especially if the stock confirms a break above ₹18 on growing momentum/volume.
- Medium-term: As the turnaround theme gains traction and management delivers operational outperformance, Yes Bank is well-positioned to benefit from re-rating catalyzed by quarterly earnings surprises and further improvement in asset quality.
- Long-term: The structural initiatives in lending, digital transformation, and ESG leadership position Yes Bank to capture a broad share of India’s evolving financial landscape. Investors looking for value in India’s recovering private banking sector may find current levels to be an excellent entry point, ahead of the market’s recognition of these advances.
Optimal positioning may be at technical lows (above ₹17) or on early confirmation of a technical breakout amid strengthening fundamental visibility.
Is It the Right Time to Buy Yes Bank?
- A proven turnaround in both profit growth and asset quality.
- An attractively discounted valuation, especially relative to a sector poised for multi-year growth.
- Unambiguous improvements in operational leverage, cost discipline, and strategic positioning within high-growth business lines.
- Resilient trading volumes and strong institutional ownership, confirming underlying investor conviction.
While not without risks—such as lingering regulatory scrutiny and continued need for capital allocation discipline—the accumulation of positive evidence suggests that Yes Bank may be entering a new bullish phase. For discerning investors seeking exposure to a dynamic, turnaround story within the Indian banking sector, the current scenario seems to represent an excellent opportunity to engage with a franchise demonstrating renewed operational rigor and structural momentum.
The convergence of technical support, robust fundamentals, and clear catalysts gives ample cause for optimism. Yes Bank’s ongoing transformation, validated by both numbers and governance, strongly supports the view that the stock is well-positioned for re-rating. For those seeking balanced growth and value in a leading-edge Indian banking name, Yes Bank deserves very serious consideration at its current levels—a testament to the power of disciplined recovery and future-ready execution.
How to buy Yes Bank stock in India?
Buying Yes Bank stock online is both simple and secure when you use a regulated Indian broker. Retail investors have two main options: purchasing the shares outright (spot buying) to become a direct shareholder, or trading Yes Bank stock through Contracts for Difference (CFDs) for leveraged exposure without ownership. Each method has its advantages and risks, so understanding them is important before investing. For your convenience, a detailed broker comparison is available further down the page to help you make an informed choice.
Spot Buying
A cash or spot purchase means you directly buy Yes Bank shares on the National Stock Exchange (NSE), and you become their legal owner. To do this, you need to open a demat and trading account with a SEBI-registered broker. Typical fees include a fixed commission per order, often between ₹10 and ₹30, plus minor regulatory charges and GST.
Example
If Yes Bank shares are trading at ₹17.73 per share, you can use ₹83,000 (approximately $1,000 as of recent rates) to buy around 4,676 shares, accounting for a brokerage fee of about ₹400 (roughly $5).
- ✔️ Gain scenario:
- If the Yes Bank share price rises by 10% (to ₹19.50), your shares would now be worth ₹91,300. Result: +₹8,300 gross gain, or about +10% on your investment (excluding minor taxes).
Trading via CFD
CFD (Contract for Difference) trading on Yes Bank means you speculate on the price movements without owning the underlying shares. Indian brokers and some international platforms offer CFDs, letting you use leverage—so you can take larger positions with less capital. The main fees are the spread (the difference between buy and sell prices) and overnight financing charges if you hold positions beyond a day.
Example
With a ₹83,000 ($1,000) stake and 5× leverage, you gain a market exposure of ₹415,000 ($5,000).
- ✔️ Gain scenario:
- If Yes Bank’s stock rises by 8%, your position returns 8% × 5 = 40%. Result: +₹33,200 ($400) gain, on your ₹83,000 ($1,000) deposit (excluding spreads and financing costs).
Final Advice
Before investing in Yes Bank—whether purchasing shares outright or trading via CFDs—carefully compare brokerage fees, platform features, and the conditions offered. Your choice should match your objectives and risk appetite: cash buying suits long-term investors who want ownership, while CFDs are appropriate for experienced traders seeking flexible, leveraged strategies. Take your time to review the broker comparator available below to select the solution that best fits your needs.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Our 7 tips for buying Yes Bank stock
| Step | Specific tip for Yes Bank |
|---|---|
| Analyze the market | Review Yes Bank’s improved financial performance, such as its 92.3% YoY profit growth and lower NPAs, but also be aware of the recent underperformance in the stock price. |
| Choose the right trading platform | Select a SEBI-registered Indian trading platform with robust banking sector research, high liquidity for Yes Bank shares, and competitive brokerage fees to optimize your purchase. |
| Define your investment budget | Allocate only a portion of your portfolio to Yes Bank, considering its high volatility and current P/E ratio, and ensure you remain diversified across sectors. |
| Choose a strategy (short or long term) | For most retail investors, a medium to long-term strategy may benefit from Yes Bank’s ongoing turnaround and strengthening fundamentals, rather than focusing on short-term momentum. |
| Monitor news and financial results | Stay updated on Yes Bank’s quarterly earnings, RBI policy changes, and strategic growth in segments like SME and digital banking, as these directly impact its future prospects. |
| Use risk management tools | Set stop-loss orders around key support levels (e.g., ₹17.36) and periodically review your investment to limit downside risk in this volatile stock. |
| Sell at the right time | Consider booking profits if Yes Bank’s price approaches resistance zones or there are signs of market sentiment reversal, or if your investment goals have been met. |
The latest news about Yes Bank
Yes Bank reports FY25 net profit up 92.3% year-on-year, with improved asset quality and operational efficiency.
The bank’s annual net profit rose sharply to ₹2,406 crore, benefiting from higher net interest and non-interest income. Asset quality metrics reached their best levels since 2020, with gross NPAs at 1.6% and net NPAs at 0.3%, reflecting successful risk management and lower provisioning. Operating profit jumped to ₹1,314 crore in Q4, and the cost-to-income ratio saw substantial improvement, dropping over 8 percentage points year-on-year. These results indicate that Yes Bank’s strategic turnaround, rebuilding confidence in the Indian market, is gaining traction and generating positive momentum.
Strong deposit growth and improved CASA ratio highlight strengthening of Yes Bank’s liability franchise.
Total deposits grew by 6.8% year-on-year, supported by a 340 basis point jump in the current account and savings account (CASA) ratio to 34.3%. This shift signifies the bank’s enhanced ability to attract low-cost funds, a crucial factor in maintaining margin stability and supporting sustainable loan growth. The improvement in the CASA mix is viewed favorably by analysts and reflects increased depositor confidence in Yes Bank’s stability and brand, which is particularly relevant in the highly competitive Indian banking landscape.
Yes Bank receives Government of India authorization for direct and indirect tax collections, expanding its digital banking footprint.
This recent government mandate enables Yes Bank to facilitate crucial tax payments, positioning it alongside large private sector peers in the public digital infrastructure. The initiative supports the bank’s official stature, generates fee-based income, and increases relevance for business and retail clients. The move enhances Yes Bank’s digital profile and underlines its recovery and growing integration with central government platforms, which analysts consider strategically positive for future growth in India.
Institutional investors sustain high holding levels, signaling renewed trust in Yes Bank’s turnaround and prospects.
As of March 2025, foreign and domestic institutional investors collectively own over 66% of Yes Bank’s shares. The sustained presence of these large holders suggests that expert investors remain confident in the bank’s recovery path and governance, bolstering market perception. This trend, especially in the wake of improved financial announcements, may further support stock stability and instill long-term confidence among the broader investing public.
Yes Bank’s robust ESG credentials reaffirmed with top domestic rankings, supporting reputational and investor appeal in India.
The bank maintained its position as one of India’s ESG leaders, with the highest scores for climate and sustainability disclosure from S&P Global and CDP for the third consecutive year. This recognition is increasingly significant for institutional and retail investors prioritizing ethical and sustainable banking practices. Yes Bank’s ongoing emphasis on transparency and responsible banking practices enhances its reputation in the Indian market, contributing positively to investor sentiment and potentially broadening its appeal to international capital with a sustainability focus.
FAQ
What is the latest dividend for Yes Bank stock?
Yes Bank currently does not pay any dividend to its shareholders. Despite returning to profitability and posting strong growth, the bank has chosen to retain earnings to further strengthen its balance sheet and support ongoing business transformation. Historically, Yes Bank has not resumed dividend payments since its restructuring, focusing instead on growth and core capital improvement.
What is the forecast for Yes Bank stock in 2025, 2026, and 2027?
Based on current performance, the projected share price for Yes Bank could be around ₹23.05 by the end of 2025, ₹26.60 by the end of 2026, and ₹35.46 by the end of 2027. These forecasts reflect a gradual recovery aligned with the bank’s robust profit growth, improved asset quality, and positive operational trends. The Indian banking sector’s growth and increasing digital adoption also provide a supportive backdrop for Yes Bank’s future prospects.
Should I sell my Yes Bank shares?
Holding on to your Yes Bank shares may be sensible given the bank’s notable turnaround and improving fundamentals. Yes Bank has delivered strong profit growth and continues to enhance asset quality, operational efficiency, and deposit mobilization. The current valuation also offers potential upside if the positive trends persist. Medium- to long-term investors might benefit from these strengths as the bank’s restructuring efforts translate into better financial outcomes.
How are dividends and capital gains from Yes Bank shares taxed for Indian investors?
In India, any dividends received from Yes Bank shares would be taxed in your hands as per your applicable income tax slab, though no dividend is currently being paid. Capital gains on selling Yes Bank shares are subject to tax based on the holding period: short-term gains (less than 12 months) are taxed at 15%, while long-term gains (over 12 months) above ₹1 lakh are taxed at 10% without indexation. There is no additional withholding tax on listed shares for resident investors.
What is the latest dividend for Yes Bank stock?
Yes Bank currently does not pay any dividend to its shareholders. Despite returning to profitability and posting strong growth, the bank has chosen to retain earnings to further strengthen its balance sheet and support ongoing business transformation. Historically, Yes Bank has not resumed dividend payments since its restructuring, focusing instead on growth and core capital improvement.
What is the forecast for Yes Bank stock in 2025, 2026, and 2027?
Based on current performance, the projected share price for Yes Bank could be around ₹23.05 by the end of 2025, ₹26.60 by the end of 2026, and ₹35.46 by the end of 2027. These forecasts reflect a gradual recovery aligned with the bank’s robust profit growth, improved asset quality, and positive operational trends. The Indian banking sector’s growth and increasing digital adoption also provide a supportive backdrop for Yes Bank’s future prospects.
Should I sell my Yes Bank shares?
Holding on to your Yes Bank shares may be sensible given the bank’s notable turnaround and improving fundamentals. Yes Bank has delivered strong profit growth and continues to enhance asset quality, operational efficiency, and deposit mobilization. The current valuation also offers potential upside if the positive trends persist. Medium- to long-term investors might benefit from these strengths as the bank’s restructuring efforts translate into better financial outcomes.
How are dividends and capital gains from Yes Bank shares taxed for Indian investors?
In India, any dividends received from Yes Bank shares would be taxed in your hands as per your applicable income tax slab, though no dividend is currently being paid. Capital gains on selling Yes Bank shares are subject to tax based on the holding period: short-term gains (less than 12 months) are taxed at 15%, while long-term gains (over 12 months) above ₹1 lakh are taxed at 10% without indexation. There is no additional withholding tax on listed shares for resident investors.
