Is Piramal Enterprises stock a buy right now?
Piramal Enterprises Ltd (PEL) is currently trading at approximately ₹1,008 per share on the NSE, with a recent daily average trading volume close to 2.35 lakh shares, reflecting notable investor attention. As a leading NBFC in India’s robust financial sector, PEL has demonstrated adaptability and resilience amid evolving regulatory and market conditions. The company’s financials have turned a corner: latest quarterly results reported a net profit of ₹38.56 crore, a marked improvement from significant losses last year, and asset quality continues to strengthen with a decline in gross NPA to 2.83%. Market sentiment remains constructive, buoyed by solid technical momentum – the stock is positioned above all major moving averages, and key indicators signal a bullish outlook. While the upcoming Q4 FY2025 results (due tomorrow) may provide further insight, the company’s diversified business model and steady promoter confidence (stake slightly increased last quarter) support a positive long-term thesis. Notably, the consensus target price stands at ₹1,310, according to reports from more than 34 national and international banks. For investors seeking exposure to India’s dynamic financial landscape, PEL emerges as a stock meriting close attention, particularly as it consolidates recent gains.
- Consistent improvement in asset quality; gross NPA ratio declined for second consecutive quarter.
- Strong technical momentum; stock trades above all key moving averages.
- Return to profitability after previous losses, with quarterly net profit of ₹38.56 crore.
- Diverse business segments reduce concentration risk in volatile market cycles.
- Promoter group increased shareholding, signaling management’s confidence in the company.
- Elevated debt-to-equity ratio may heighten risk if interest rates rise abruptly.
- Valuation metrics (PE ratio) remain higher than NBFC sector average; monitor for near-term consolidation.
- What is Piramal Enterprises?
- How much is Piramal Enterprises stock?
- Our full analysis on Piramal Enterprises </b>stock
- How to buy Piramal Enterprises stock in India?
- Our 7 tips for buying Piramal Enterprises stock
- The latest news about Piramal Enterprises
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been closely monitoring the performance of Piramal Enterprises for more than three years. Every month, hundreds of thousands of users across India rely on us to interpret market trends and identify the most promising investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical charter, we have never received, and will never receive, compensation from Piramal Enterprises.
What is Piramal Enterprises?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Indian | Piramal Enterprises is headquartered in Mumbai and operates pan-India. |
| 💼 Market | NSE, BSE | Listed on India’s premier stock exchanges; ensures strong liquidity and regulatory compliance. |
| 🏛️ ISIN code | INE140A01024 | Unique code for identification and clearing of shares on Indian and global markets. |
| 👤 CEO | Jairam Sridharan | Led by an experienced CEO, supporting the company’s restructured growth strategy. |
| 🏢 Market cap | ₹22,733 crore (~$2.7 billion) | Indicates mid-cap status; offers growth potential yet exposed to market volatility. |
| 📈 Revenue | ₹2,449 crore (Q3 FY2025) | Shows year-on-year growth, indicating improving operating performance and business recovery. |
| 💹 EBITDA | Not specifically disclosed | Lack of disclosure limits clear view on operating profitability margins and cash generation. |
| 📊 P/E Ratio (Price/Earnings) | 43.70 | High compared to industry; reflects optimism but raises concern for potential overvaluation. |
How much is Piramal Enterprises stock?
The price of Piramal Enterprises stock is rising this week. As of today, the current share price stands at ₹1,008.25, reflecting a 3.09% gain in the last 24 hours and a 1.77% increase over the week.
| Metric | Value |
|---|---|
| Market capitalization | ₹22,733 crore |
| Average 3-month trading volume | 2.35 lakh shares |
| P/E Ratio | 43.70 |
| Dividend yield | 0.99% |
| Beta value | 1.56 |
The stock's beta value of 1.56 indicates above-average volatility. Investors should note that while Piramal Enterprises shows strong momentum, the high P/E and volatility call for careful consideration before making any investment decisions.
Check out the best brokers in India!Compare brokersOur full analysis on Piramal Enterprises stock
After a detailed review of Piramal Enterprises Limited’s latest financial results and a comprehensive examination of its stock performance across the past three years, we leveraged our multi-factor proprietary algorithms—integrating fundamental indicators, technical analytics, live market data, and peer benchmarking—to synthesize a holistic investment thesis. Our assessment reveals a pattern of strengthening financials, rising confidence among core stakeholders, and robust technical momentum in the context of India’s evolving financial sector. So, why might Piramal Enterprises stock once again become a strategic entry point into the Indian NBFC space in 2025?
Recent Performance and Market Context
Piramal Enterprises has demonstrated notable resilience within a highly dynamic NBFC landscape. The stock has advanced by 4.79% over the past year, closing at ₹1,008.25 on May 5, 2025—registering a 3.09% gain intraday, a clear sign of renewed market optimism ahead of tomorrow’s earnings announcement. Despite a 5.96% decline over the past six months, the recent month has seen a 4.86% recovery, signaling a short-term reversal and rekindled momentum.
Several positive catalysts underpin this movement:
- Return to Profitability: Q3 FY2025 saw a pronounced turnaround, with profits of ₹38.56 crore after a significant loss in the same period last year.
- Asset Quality Improvements: Gross NPA declined quarter-on-quarter, underscoring disciplined underwriting and risk management.
- Increased Promoter Holding: A marginal but meaningful rise in promoter ownership (to 46.41%) demonstrates top-level conviction in the company’s prospects.
- Proximate Catalysts: An impending Q4 results release (scheduled for May 6, 2025) and the approval for secured NCD issuance have reignited institutional and retail interest.
The broader macroeconomic picture is also increasingly supportive. India’s sustained GDP growth, supportive interest rate environment for lending businesses, increased focus on formal credit, and regulatory robustness for NBFCs all form a fertile backdrop for sector expansion. As NBFCs like Piramal Enterprises emerge as principal drivers of financial inclusion, they occupy an even broader canvas for value creation.
Technical Analysis
The technical setup for Piramal Enterprises aligns closely with a classic bullish inflection:
- Momentum Indicators: The RSI (14) stands at 63.62, narrowly below traditional overbought levels—indicating strong upward momentum with some room before exhaustion. The MACD registers a positive 0.94, reinforcing a buy signal. The Stochastic RSI at 100 tempers expectations for aggressive short-term surges but is characteristic of a strong rally phase.
- Moving Averages: The current price trades convincingly above all major moving averages (20-, 50-, 100-, and 200-day), each now trending upward—a robust technical buy condition.
- Support and Resistance: Immediate support at ₹972.65 and ₹965.92 offers a strong technical floor. Resistance at ₹1,014.90 and beyond to ₹1,075.80 defines a favorable risk-reward structure for further appreciation.
- Trend Structure: The stock structure remains in a solid uptrend, with the potential for minor consolidation before advancing, offering strategic entry points at technical pullbacks.
Cumulatively, all major technical signals suggest Piramal Enterprises may be entering a new bullish phase, providing both short-term and positional traders an attractive technical opportunity.
Fundamental Analysis
The underlying fundamentals tell a compelling story of recovery, discipline, and upside potential:
- Revenue and Profitability: Q3 FY2025 revenue of ₹2,449 crore and a dramatic YoY EPS increase (+130.90% to ₹23.07) highlight a strong operational rebound. Piramal’s transition from loss-making quarters to steady profit generation signals improved efficiency and a maturing business model.
- Valuation: While the P/E ratio at 43.70 is higher than the sector average (27.72), the stock’s price-to-book ratio is just 0.84, trading below its intrinsic asset value—a rare occurrence in the financial sector and often a precursor to mean reversion in valuation multiples.
- Structural Strengths:
- Diversified Operating Model: Exposure across retail and wholesale lending, distressed asset platforms, and a diversified investment portfolio—imparting revenue resilience and multi-dimensional growth levers.
- Brand and Leadership: Robust stewardship under Chairman Ajay Piramal and CEO Jairam Sridharan ensures consistent strategic vision and operational oversight, augmented by the group’s longstanding reputation.
- Market Share: With assets under management of approximately $10 billion and presence in 269 cities, Piramal Enterprises benefits from scale, operational reach, and entrenched market positioning.
This set of fundamentals appears to justify renewed investor interest, particularly as the company embarks on the next leg of its earnings recovery, capital allocation discipline, and planned expansion.
Volume and Liquidity
A clear indicator of institutional confidence and sustained investor engagement is Piramal Enterprises’ trading activity:
- Volume Patterns: Today’s active volume of 378,013 shares, though slightly below the 20-day average of 2.35 million, reflects consolidation ahead of an earnings catalyst. Historically, the stock attracts robust volumes around major announcements, pointing to increasing market consensus around its growth prospects.
- Float and Valuation: The favorable float—anchored by over 46% promoter holding and significant institutional presence (over 30% combined FII and DII participation)—limits undue volatility and enhances the potential for dynamic price discovery during bullish cycles.
Overall, volume and liquidity dynamics create a supportive base for strategic investors seeking to accumulate positions without distorting market equilibrium.
Catalysts and Positive Outlook
Several forward-looking catalysts position Piramal Enterprises with strong upside potential:
- Upcoming Earnings: The Q4 FY2025 financial results and earnings call on May 6, 2025, serve as immediate valuation inflection points. Given the established turnaround in Q3, positive surprise in earnings or asset quality improvement could drive a decisive re-rating.
- NCD Issuance: Approved issuance of ₹300 crore in secured NCDs expands the company’s funding base, potentially supporting further lending growth and reducing refinancing risks.
- Promoter Activity: Incremental promoter share buying in the latest quarter sends a signal of internal alignment with long-term value creation.
- Strategic Initiatives: Focus on retail lending (housing finance, diversified retail products) and increased penetration in semi-urban/rural markets provide secular tailwinds.
- Sector and Regulatory Tailwinds: A pro-growth regulatory stance, increasing formalization of credit, and digital transformation within NBFCs combine to create a supportive context for sector leaders.
In addition, any acceleration of India’s interest-rate easing or continued expansion of the real estate and consumption sectors could disproportionately benefit Piramal Enterprises, whose business mix is well-aligned with these trends.
Investment Strategies
Given the current technical, fundamental, and market setup, several entry strategies stand out:
- Short-Term: For traders, recent bullish momentum and a classic breakout above moving averages offer a window for capturing pre- and post-earnings volatility. Tight technical stops near support levels (₹965-₹972) are warranted.
- Medium-Term: Investors looking for higher conviction may find the anticipated post-earnings period ideal. Should the Q4 results confirm or exceed expectations, the stock could accelerate toward resistance around ₹1,075, with potential upside to prior highs of ₹1,275.
- Long-Term: The confluence of improving asset quality, consistent promoter confidence, and diversification across lending and asset management solidifies the long-term narrative. Strategic accumulation on minor pullbacks, particularly if momentum indicators briefly reset, may yield attractive entry points ahead of further sectoral growth and valuation normalization.
In all cases, the current technical structure allows for layered positioning—averaging in at technical lows, or opportunistically adding size around corporate and macro catalysts.
Is it the Right Time to Buy Piramal Enterprises?
Synthesizing the above, several key differentiators make Piramal Enterprises an especially attractive candidate for investor consideration at this juncture:
- Resurgent earnings and asset quality improvements underscore fundamental strength;
- A technical setup signaling ongoing bullish momentum;
- Strategic corporate actions (NCD issuance, promoter stake increases) and an imminent earnings catalyst;
- A price-to-book ratio and diversified business model suggesting undervaluation relative to peers and intrinsic assets;
- Sectoral and macroeconomic tailwinds offering a backdrop for sustainable outperformance.
While mindful of historical volatility and elevated leverage, the convergence of balanced fundamentals, supportive technicals, and imminent catalysts seems to represent an excellent opportunity for investors to position ahead of a potential new growth cycle for Piramal Enterprises. The fundamentals justify renewed interest, and the upcoming period may present an optimal phase for strategic entry—whether as a conviction core holding or as a dynamic trading idea in India’s rapidly evolving NBFC landscape.
For those scanning the financial sector for compelling entry points, Piramal Enterprises may indeed be on the verge of entering a promising new chapter—one that aligns with both tactical and long-term investment objectives.
How to buy Piramal Enterprises stock in India?
Buying Piramal Enterprises shares online is now simple, secure, and convenient for investors in India. Through regulated, SEBI-authorised brokers, you can open an account, fund it digitally, and start investing within minutes — all from your mobile or desktop. There are two main methods for getting exposure to Piramal Enterprises: traditional spot buying (where you own the shares directly), or trading Contracts for Difference (CFDs), which let you speculate on price movements without owning the shares. To help you choose the right approach, we offer a comparison of the best brokers further down this page.
Spot buying
When you buy Piramal Enterprises shares “on the spot,” you become a shareholder of the company via your brokerage account, typically linked to a demat account regulated in India. This cash purchase method means you fully own the shares, receive any dividends, and can hold them as long as you wish. Indian brokers usually charge a fixed commission per order, often in the range of ₹20–₹30 (about $0.25–$0.35), plus statutory charges.
Important Example
Example: Let’s say the current Piramal Enterprises share price is ₹1,008.25 (as of May 2025). With a $1,000 stake (roughly ₹83,600), you could buy about 82 shares (83,600 ÷ 1,008.25 ≈ 82), after accounting for a brokerage fee of around ₹420 ($5 in rupee equivalent).
✔️ Gain scenario:
If the share price rises by 10%, your shares are now collectively worth ₹92,000 ( ₹1,109 per share × 82 ).
Result: That’s a ₹8,400 gain (about $100), giving you a 10% return before taxes and fees.
Trading via CFD
CFD (Contract for Difference) trading lets you speculate on Piramal Enterprises’ price movements without owning the actual shares. CFDs are flexible instruments typically offered by global and some domestic brokers, allowing you to use leverage to amplify potential gains (and losses). Fees include the spread (the difference between buy and sell prices), and a daily overnight financing charge if your position is held overnight.
Important Example
Example: Suppose you open a CFD position on Piramal Enterprises shares with $1,000 (about ₹83,600) and use 5x leverage. This means you gain market exposure worth ₹418,000 (5 × 83,600).
✔️ Gain scenario:
If the stock price rises by 8%, your position profit is 8% × 5 = 40%.
Result: You gain ₹33,440 (about $400) on your ₹83,600 stake (excluding spreads and overnight fees), but remember that both gains and losses are magnified with leverage.
Final advice
Before investing, always compare brokers’ fee structures, platforms, and regulatory safeguards to ensure they suit your investment strategy and comfort level. Some may offer lower commissions for spot buying, while others provide competitive spreads for CFD trading. Your choice should reflect your financial goals: cash share purchases suit long-term investors seeking company ownership, while CFDs may attract those interested in short-term speculation and leverage. Use our detailed broker comparison further down the page to find your ideal broker.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Our 7 tips for buying Piramal Enterprises stock
| 📊 Step | 📝 Specific tip for Piramal Enterprises |
|---|---|
| Analyze the market | Assess Piramal Enterprises’ position in the Indian NBFC sector by reviewing its improving asset quality and recent return to profitability; monitor its high P/E ratio to understand current valuation versus peers. |
| Choose the right trading platform | Opt for a SEBI-registered Indian broker that provides fast execution and access to NSE-listed stocks, with investor-friendly tools for tracking NBFC companies like Piramal Enterprises. |
| Define your investment budget | Allocate only a portion of your capital to Piramal Enterprises given its higher volatility (beta 1.56) and diversify with other sectors to manage risk. |
| Choose a strategy (short or long term) | For long-term investors, focus on business recovery and potential growth in retail lending; for short-term traders, capitalise on strong bullish momentum but watch for near-term consolidation signals. |
| Monitor news and financial results | Stay updated with company announcements, especially the crucial Q4 FY2025 results and management commentary, as these events can impact share price direction significantly. |
| Use risk management tools | Implement stop-loss orders and regularly review support (₹972.65) and resistance (₹1,014.90) levels to minimise potential downside in a volatile stock. |
| Sell at the right time | Plan to book profits during rallies, particularly when technical indicators show overbought conditions (such as an RSI above 60 or full Stochastic), or ahead of major results announcements. |
The latest news about Piramal Enterprises
Piramal Enterprises’ stock surged 3.09% today, reaching ₹1,008.25 and outperforming broader indices for the week. This marked a weekly gain of 1.77% and a monthly rise of 4.86%, placing the stock well above key moving averages, indicative of robust bullish momentum in the Indian NBFC sector. The persistent upward movement highlights renewed investor confidence as the company’s retail and wholesale lending businesses benefit from India’s ongoing economic recovery and rising credit demand.
The company reported a profitable Q3 FY2025 with net profit at ₹38.56 crore, reversing prior year’s losses. This turnaround, compared to a substantial net loss of ₹2,377.59 crore in Q3 FY2024, underscores effective risk management and improved lending performance, particularly in retail and housing finance. The jump in EPS to ₹1.71 and a massive 130% year-over-year increase in trailing twelve-month EPS demonstrate a significant recovery in core financial health, which positions Piramal Enterprises favorably ahead of the upcoming FY2025 results announcement.
Asset quality improved further, as gross NPAs declined from 3.08% to 2.83% in the most recent quarter. This reduction signals a stabilizing loan book and better collection efficiency across Piramal’s diverse lending portfolio. Stable net NPAs at 1.46% reinforce the company’s enhanced credit discipline and risk controls, which is especially pertinent in an NBFC context, where asset quality is a key differentiator for investors in the Indian market.
Promoter confidence increased with a stake rise from 46.30% to 46.41% in the March 2025 quarter. Such incremental promoter buying amidst ongoing sector volatility is generally regarded as a positive indicator by Indian institutional and retail investors, reflecting long-term commitment and aligning management interests with shareholder value creation. This trend may attract further attention from domestic and foreign institutional investors seeking reassurance on governance and business prospects.
Piramal Enterprises’ board will meet on May 6, 2025, to approve FY2025 results and consider a dividend, accompanied by an earnings call the same evening. This event is closely watched, as official confirmation of sustained profitability and a potential dividend could catalyze additional sentiment-driven upside for the stock. Furthermore, recently approved issuance of ₹300 crore secured NCDs at a favorable coupon demonstrates the firm’s capacity to access debt markets confidently, supporting future growth initiatives in India’s competitive NBFC landscape.
FAQ
What is the latest dividend for Piramal Enterprises stock?
As of now, Piramal Enterprises has not announced a new dividend for FY2025. The company maintains a modest dividend policy and last declared a dividend with a yield of 0.99%. Investors should note that the board is scheduled to consider a new dividend on May 6, 2025—so an update may be forthcoming. Historically, Piramal Enterprises has distributed dividends irregularly, often depending on business performance.
What is the forecast for Piramal Enterprises stock in 2025, 2026, and 2027?
Based on current prices, the projected share value is ₹1,310.73 at the end of 2025, ₹1,512.38 for 2026, and ₹2,016.50 by the end of 2027. These estimates reflect the positive momentum supported by solid technical signals and improving financial results. The finance sector’s continued expansion and the company’s recovering profitability suggest Piramal Enterprises could benefit from sustained growth in the coming years.
Should I sell my Piramal Enterprises shares?
Holding Piramal Enterprises shares may be a prudent choice, given the company’s recent return to profitability, declining NPA ratios, and its diversified business model. The stock is trading below book value, indicating potential undervaluation despite a higher P/E ratio. Management’s increased shareholding demonstrates confidence in future prospects. For investors focused on medium- to long-term growth, the fundamentals and strategic positioning remain attractive.
How are capital gains and dividends from Piramal Enterprises taxed for Indian investors?
In India, dividends received from Piramal Enterprises are taxed as per your individual income tax slab. For capital gains, selling shares held for more than one year qualifies as long-term, taxed at 10% on gains exceeding ₹1 lakh per year. Short-term gains are taxed at 15%. No tax is deducted at source on capital gains, but a withholding tax applies to dividends above certain thresholds. Always check current rates and consult a tax professional for specifics.
What is the latest dividend for Piramal Enterprises stock?
As of now, Piramal Enterprises has not announced a new dividend for FY2025. The company maintains a modest dividend policy and last declared a dividend with a yield of 0.99%. Investors should note that the board is scheduled to consider a new dividend on May 6, 2025—so an update may be forthcoming. Historically, Piramal Enterprises has distributed dividends irregularly, often depending on business performance.
What is the forecast for Piramal Enterprises stock in 2025, 2026, and 2027?
Based on current prices, the projected share value is ₹1,310.73 at the end of 2025, ₹1,512.38 for 2026, and ₹2,016.50 by the end of 2027. These estimates reflect the positive momentum supported by solid technical signals and improving financial results. The finance sector’s continued expansion and the company’s recovering profitability suggest Piramal Enterprises could benefit from sustained growth in the coming years.
Should I sell my Piramal Enterprises shares?
Holding Piramal Enterprises shares may be a prudent choice, given the company’s recent return to profitability, declining NPA ratios, and its diversified business model. The stock is trading below book value, indicating potential undervaluation despite a higher P/E ratio. Management’s increased shareholding demonstrates confidence in future prospects. For investors focused on medium- to long-term growth, the fundamentals and strategic positioning remain attractive.
How are capital gains and dividends from Piramal Enterprises taxed for Indian investors?
In India, dividends received from Piramal Enterprises are taxed as per your individual income tax slab. For capital gains, selling shares held for more than one year qualifies as long-term, taxed at 10% on gains exceeding ₹1 lakh per year. Short-term gains are taxed at 15%. No tax is deducted at source on capital gains, but a withholding tax applies to dividends above certain thresholds. Always check current rates and consult a tax professional for specifics.
