Is IndusInd Bank stock a buy right now?
As of early May 2025, IndusInd Bank is trading at approximately ₹846.75 with a robust 3-month average daily trading volume of around 4.1 million shares, signifying strong market liquidity and sustained investor interest. In recent months, the stock experienced significant volatility, driven largely by the disclosure of an accounting lapse in its derivatives portfolio, which prompted the unexpected resignations of both the CEO and Deputy CEO. While these events have weighed on sentiment, the bank’s rapid formation of an interim executive committee suggests operational continuity and resilience. Current technical indicators—such as a positive MACD and RSI of 62.4—signal growing market confidence and potential for further upside in the near term. Despite trading nearly 45% below its 52-week high, IndusInd Bank’s attractive valuation multiples, healthy capital adequacy ratio, and ongoing digital transformation bolster its longer-term prospects, particularly given its strong positioning in retail and rural banking. In the context of India’s dynamic private banking sector, the consensus among more than 33 national and international banks sets the stock’s target price at ₹1,100. For investors with a medium- to long-term view, these factors suggest merit in closer consideration.
- Attractive P/E (9.10) and P/B (1.02) ratios relative to private sector peers.
- Strong and stable retail and vehicle financing business with 12% YoY advance growth.
- Solid capital adequacy ratio (16.46%) supports sustainable loan expansion.
- Significant investments in digital banking platforms enhancing customer engagement.
- Robust branch network across India serves 42 million customers, supporting deposit growth.
- Management uncertainty after CEO and Deputy CEO resignations may impact strategic continuity.
- Recent accounting lapse raises short-term concerns over risk management practices.
- What is IndusInd Bank?
- How much is IndusInd Bank stock?
- Our full analysis on IndusInd Bank </b>stock
- How to buy IndusInd Bank stock in India?
- Our 7 tips for buying IndusInd Bank stock
- The latest news about IndusInd Bank
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring IndusInd Bank's performance for more than three years. Each month, hundreds of thousands of users in India rely on us to interpret market trends and discover the most promising investment opportunities. Our analyses are intended purely for informational purposes and do not constitute investment advice. In line with our ethical charter, we have never received, and will never accept, payment from IndusInd Bank.
What is IndusInd Bank?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Indian | An Indian-based private sector bank, serving both urban and rural markets. |
| 💼 Market | National Stock Exchange (NSE), Ticker: INDUSINDBK | Listed on India's leading stock exchanges; ensures strong liquidity and visibility. |
| 🏛️ ISIN code | INE095A01012 | Unique identifier for IndusInd Bank shares, facilitating domestic and international trading. |
| 👤 CEO | Interim Executive Committee (as of May 2025) | Recent CEO and Deputy CEO resignations create significant uncertainty in leadership stability. |
| 🏢 Market cap | ₹66,395 Crores (approx. $8 billion) | Mid-cap status; recent decline due to accounting issues and management exits. |
| 📈 Revenue | Net Interest Income: ₹5,228 crores (Q3 FY2024-25) | Shows slight YoY decline; competitive pressure and rising NPAs impacting earnings. |
| 💹 EBITDA | Not separately disclosed for banks (Net Profit: ₹1,402 crores, Q3 FY2024-25) | EBITDA not standard in banking; net profit has dropped sharply YoY, underlining challenges. |
| 📊 P/E Ratio (Price/Earnings) | 9.10 | Attractive valuation compared to sector, but reflects heightened risk after recent events. |
How much is IndusInd Bank stock?
The price of IndusInd Bank stock is falling today. Currently, the share is trading at ₹846.75, marking a 0.73% drop over the last 24 hours but a 2.97% gain for the week.
The bank’s market capitalization is ₹66,395 crores, with an average 3-month daily volume of 4.1 million shares.
| Metric | Value |
|---|---|
| P/E Ratio | 9.10 |
| Dividend Yield | 1.93% |
| Stock Beta | 0.76 |
A stock beta of 0.76 indicates relatively low volatility compared to the broader market. With recent recoveries but ongoing management uncertainty, investors should be aware of possible fluctuations ahead.
Check out the best brokers in India!Compare brokersOur full analysis on IndusInd Bank stock
Following a rigorous review of IndusInd Bank's most recent quarterly results, alongside a comprehensive analysis of the stock’s multi-year trajectory, our proprietary process has synthesized financial, technical, and sectoral datasets to deliver a clear investment perspective. This approach encompasses critical indicators, competitive positioning, and market sentiment, evaluated through advanced analytics. So, why might IndusInd Bank stock once again become a strategic entry point into India’s thriving private banking sector in 2025?
Recent Performance and Market Context
IndusInd Bank's stock has navigated a period of heightened volatility, marked by transformative developments and sector-wide recalibration. After an intense twelve months that saw the share price decline by more than 40%—primarily driven by leadership changes and a derivatives accounting lapse—the bank’s valuation currently stands at ₹846.75 per share. Notably, the past month has delivered a robust 24.16% upswing, significantly outpacing the Nifty Bank Index and reflecting reinforced investor optimism in the wake of crisis.
- Strength of the Rebound: From its 52-week low of ₹606.00, the stock has staged an impressive recovery of nearly 40%, suggesting that substantial risk may already be priced in.
- Positive Market Developments: The induction of an interim executive committee and the bank’s transparent acknowledgment of accounting issues have begun restoring investor confidence, as evidenced by accelerating daily turnover and the recent price surge.
- Macro Tailwinds: Indian private sector banks continue to benefit from a robust macro environment, underpinned by rising consumption, formalization of credit, and regulatory reforms favoring credit penetration—factors that uniquely position IndusInd Bank to benefit from sector-wide growth.
This confluence of short-term recovery and structural industry tailwinds creates fertile ground for a potential bullish inflection in the stock’s trajectory.
Technical Analysis
The technical backdrop for IndusInd Bank is particularly compelling for astute market participants seeking tactical entry points:
- Momentum & Reversal Signals
- RSI (14-day): At 62.4, the Relative Strength Index now signals neutral-to-bullish conditions. The metric’s trajectory—rising sharply from oversold levels—underscores the emergence of positive momentum.
- MACD: The Moving Average Convergence Divergence (currently at 20.6 and above its signal line) confirms this upward turn, highlighting buying pressure and diminished short interest.
- Money Flow Index (MFI): At 72.9, the MFI approaches overbought territory. However, in the context of a previously oversold large-cap stock, this level may reflect institutional re-entry rather than speculative excess.
- Moving Averages & Structural Patterns
- The stock price is now firmly above its 5-, 20-, and 50-day SMAs, signaling the establishment of a short-term bullish trend.
- While trading below its 100- and 200-day SMAs, the narrowing spread between current price and the 100-day SMA suggests the potential for a medium-term reversal, particularly if the price can reclaim the ₹900.1 and ₹1,097.8 thresholds.
- Support and Resistance: Well-defined support at ₹836.23 and ₹819.47 bolsters downside protection, with resistance levels at ₹866.63 and ₹897.03 serving as attainable near-term targets for further upside.
The stock's strong short-term momentum and the technical emergence from a deeply oversold state position IndusInd Bank as a candidate for further recovery, particularly as technical structure aligns with fundamental drivers.
Fundamental Analysis
Despite recent headline risks, IndusInd Bank’s core financial profile remains largely resilient, underpinning its longer-term investment thesis:
- Growth Metrics:
- Deposits: 11% YoY growth to ₹409,438 crores illustrates ongoing trust among retail and institutional depositors, insulating the bank from funding stress.
- Advances: 12% YoY growth to ₹366,889 crores reinforces its competitive stature in retail, vehicle financing, and microfinance—a segment poised to benefit from India’s surging rural economy.
- Retail Focus: The bank’s 14% YoY increase in retail deposits demonstrates robust brand resonance and growing digital adoption, notwithstanding recent challenges.
- Profitability & Efficiency:
- Valuation: Trading at a P/E of 9.10 and P/B of 1.02, IndusInd Bank is priced markedly below sectoral averages. This not only reflects investor caution due to temporary risks but also suggests significant headroom for multiple expansion as business stability returns.
- Dividend Yield: At 1.93%, the dividend yield provides a cushion of stable income, rare among Indian private sector banks and particularly attractive for yield-seeking investors.
- Capitalization: A CRAR of 16.46% underscores prudent capital management and highlights continued regulatory compliance.
- Structural Strengths:
- Brand Equity: With over 42 million customers and a well-established national footprint (3,063 branches, 2,993 ATMs), IndusInd Bank is a formidable retail and SME franchise.
- Technological Innovation: Continued digital investment—particularly the “INDIE” banking platform—and operational resilience in vehicle/microfinance segments signal a long-term commitment to scalable growth and superior customer experience.
In sum, the fundamentals, while temporarily pressured, justify renewed institutional attention—especially with such attractive valuation multiples.
Volume and Liquidity
Liquidity is a critical barometer of investor sentiment and institutional confidence—and on this front, IndusInd Bank demonstrates considerable strength:
- Active Trading: With a robust 3-month average daily volume of 4.1 million shares, the stock enjoys deep, stable liquidity—minimizing entry/exit frictions for both retail and institutional investors.
- Dynamic Valuation Potential: The current float structure allows for efficient price discovery; periods of increased volume during recovery phases reflect genuine market conviction, rather than speculative-driven spikes.
This ample liquidity supports the thesis that the recent rally is grounded in broad-based participation, thereby reinforcing the underlying bullish narrative.
Catalysts and Positive Outlook
Several imminent catalysts could drive IndusInd Bank’s performance higher in the near and medium term:
- Executive Succession: Appointment of an experienced, visionary CEO could act as a decisive trigger for re-rating, resolving uncertainty and strengthening long-term strategy.
- Derivatives Risk Resolution: Finalization and full disclosure of liabilities associated with the derivatives accounting lapse would anchor confidence in both transparency and risk governance.
- Digital and Rural Expansion: Continued roll-out and scaling of digital banking (notably through “INDIE”) and deepening presence in underpenetrated rural markets (vehicle financing, microfinance) position IndusInd Bank as a major beneficiary of India’s consumption and credit cycle.
- Macroeconomic Tailwinds: India’s sustained GDP growth, progressive regulatory landscape, and rising financialisation of savings favor aggressive credit growth. IndusInd, given its loan-book mix and digital investments, may be uniquely poised to capture this incremental demand.
- ESG and Innovation Initiatives: Enhancements in ESG standards and continued emphasis on inclusive, responsible banking stand to attract long-only global institutional flows, which often seek underpriced, reforming sector leaders.
The bank’s capacity to navigate through short-term headwinds and leverage these structural opportunities sets the backdrop for renewed investor confidence.
Investment Strategies
For investors positioning capital across time horizons, IndusInd Bank’s recovery phase presents a range of strategic entry options:
- Short Term (0–3 months):
- Investors could capitalize on the positive momentum and technical recovery, with the stock trading above key fast-moving averages and closing in on near-term resistance at ₹866.63 and ₹897.03.
- Elevated yet not extreme technical indicators suggest further upside potential as sentiment normalizes post-crisis.
- Medium Term (3–12 months):
- Renewed leadership clarity and incremental NPA resolution could drive further rerating, with the stock likely to test its 100-day SMA and reclaiming psychological milestones above ₹900.
- Firming deposit and advances growth, coupled with momentum from digital segment roll-outs, may reinforce the positive narrative.
- Long Term (12+ months):
- Attractive entry at current levels—still over 45% below 52-week highs—offers substantial catch-up potential as management transitions, digital initiatives mature, and sector conditions remain favorable.
- For portfolios seeking high-quality Indian private bank exposure at a rare deep discount, IndusInd Bank may present a uniquely compelling proposition.
In all cases, prudent investors would benefit from monitoring management succession and granularity of derivatives risk management updates.
Is it the Right Time to Buy IndusInd Bank?
Reviewing fundamental, technical, and strategic dimensions, IndusInd Bank appears to represent an excellent opportunity for investors seeking exposure to India’s fast-evolving private banking sector. The normalization of profitability metrics, resilient advances and deposit growth, strong capital adequacy, and deeply attractive valuation multiples collectively justify renewed interest at present levels. The recent management transition—while a short-term challenge—arguably brings forward the prospect of a more robust governance framework, further digitization, and calibrated risk management.
With the stock showing clear signs of technical recovery, buoyed by renewed buyer participation and rising volumes, IndusInd Bank may well be entering a new phase of sustainable growth. The convergence of sectoral tailwinds, digital innovation, and improving risk controls positions the bank for upside potential unmatched by many of its peers. For those seeking an entry into an undervalued large-cap with robust business levers, IndusInd Bank’s current valuation and technical setup seem to represent a compelling point of inflection.
Ultimately, the combination of resilient business fundamentals, sectoral opportunity, and tactical technical signals suggests that IndusInd Bank’s stock is approaching a pivotal juncture—one that investors would be well advised to consider closely as India’s financial sector embarks upon its next phase of expansion.
How to buy IndusInd Bank stock in India?
Buying IndusInd Bank stock online has never been more accessible or secure for investors in India. Using a regulated broker, you can easily become a shareholder in just a few clicks, whether you’re new to investing or experienced. There are two main ways to participate: purchasing the shares outright (spot buying), or trading via Contracts for Difference (CFDs), which let you speculate on price movements with leverage. Each method has its own benefits and fee structures, which we’ll explain below. For an overview of the top brokers in India, please refer to our detailed comparison further down the page.
Spot Buying
A cash or spot purchase means you buy IndusInd Bank shares directly on the stock market through your broker. When you buy shares outright, you own a part of the company and may benefit from price increases and dividends. Most Indian brokers charge a fixed commission per trade, typically between ₹20 and ₹25, or a small percentage of the trade value.
Example: Spot Buying
Example: If IndusInd Bank is trading at ₹846.75 per share and you invest $1,000 (approx. ₹83,300), you can buy around 98 shares, after accounting for a brokerage fee of about ₹415 (approx. $5).
✔️ Gain Scenario: If the share price rises by 10% to ₹931.43, your shares would now be worth ₹91,279 (a gain of ₹8,329 or +$100 gross).
Result: +$100 gross gain, or +10% on your investment.
Trading via CFDs
Trading IndusInd Bank through CFDs (Contracts for Difference) means you don’t actually own the shares, but you can speculate on their price movements both up and down. CFDs typically allow you to use leverage, amplifying your exposure. Fees for CFDs usually include the spread (the difference between buy and sell price) and overnight financing if your position is held open multiple days.
Example: Trading via CFDs
Example: With a $1,000 (approx. ₹83,300) deposit and 5x leverage, you can open a CFD position worth ₹416,500 (about $5,000).
✔️ Gain Scenario: If IndusInd Bank’s share price rises by 8%, your position grows by 8% × 5 = 40%.
Result: +$400 gain on your $1,000 capital (excluding potential spread/overnight fees).
Final Advice
Before investing, be sure to compare brokers’ fees, platforms, and trading conditions to find the best fit for your needs. The right choice depends on your investment goals—whether you want to build long-term wealth as a shareholder, or prefer the flexibility and leverage of CFDs for active trading. For a side-by-side comparison of India’s top brokers, check the table provided further down this page.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Our 7 tips for buying IndusInd Bank stock
| 📊 Step | 📝 Specific tip for IndusInd Bank |
|---|---|
| Analyze the market | Examine IndusInd Bank’s recent price recovery, attractive valuations (P/E 9.10, P/B 1.02), and its performance versus private sector peers like HDFC and ICICI to assess its turnaround potential. |
| Choose the right trading platform | Select a SEBI-registered Indian broker offering the NSE platform, real-time data, and research tools to smoothly access INDUSINDBK with competitive charges. |
| Define your investment budget | Decide on an investment amount that aligns with your risk tolerance, noting the bank’s recent volatility and management uncertainties; diversify across banking stocks for balance. |
| Choose a strategy (short or long term) | Consider a medium-to-long term approach, taking advantage of the current low valuation and monitoring for stability as new leadership is appointed. |
| Monitor news and financial results | Continuously track updates on CEO selection, regulatory notices, and quarterly results for changes in asset quality and risk management improvements. |
| Use risk management tools | Employ stop-loss orders near technical support levels (e.g., ₹836) and set profit targets in phases near resistance zones to protect gains and limit losses. |
| Sell at the right time | Plan to book profits on sharp recoveries, especially as the price nears 100-day or 200-day SMAs, or if fresh management or regulatory setbacks arise. |
The latest news about IndusInd Bank
IndusInd Bank shares have risen nearly 3% in the past week as technical momentum improves. This price action reflects enhanced investor confidence following a steep decline earlier in the year, with the stock now trading over 39% above its 52-week low. Key technical indicators including the Relative Strength Index (RSI) at 62.4 and the MACD in a bullish stance suggest that short-term sentiment has turned more constructive. Additionally, price levels remain above the 5-day, 20-day, and 50-day moving averages, confirming ongoing recovery in the stock price, despite still trading below longer-term averages.
The bank's core businesses continue to show resilience, with advances growing 12% and deposits up 11% year-on-year. These gains underline sustained demand for IndusInd Bank’s lending products and strong confidence in its deposit franchise, supporting overall balance sheet health. The bank’s retail banking segment, particularly vehicle finance and microfinance, continues to benefit from India's economic growth and fiscal support for rural areas, reinforcing its foundational presence in key growth markets.
Valuation remains attractive with a low P/E of 9.10 and a forward dividend yield of 1.93%. Despite recent turbulence, IndusInd Bank’s stock trades at just over book value (P/B: 1.02) and offers a healthy forward dividend. This combination of low valuation and direct returns to shareholders positions the stock favorably against peers and suggests that there is room for price appreciation as the market digests recent negative news.
Ongoing investments in digital banking, including the "INDIE" platform, signal a positive long-term strategy. The bank's digital transformation efforts have gained traction, providing increased customer convenience, expanding reach, and enabling operational efficiencies. These initiatives are closely aligned with broader trends in the Indian banking sector and can be expected to deliver competitive advantage through enhanced customer experience and retention.
The interim management committee has stabilized operations following the abrupt departure of the CEO and Deputy CEO, with official succession planning underway. While recent resignations tied to a derivatives accounting lapse created initial uncertainty, prompt action by the board to establish interim leadership has ensured business continuity. The Reserve Bank of India's ongoing regulatory oversight and the bank's maintained capital adequacy ratio of 16.46% provide additional reassurance. The resolution of leadership uncertainties and further clarity on internal controls will be closely monitored by the market as key catalysts for sustained recovery.
FAQ
What is the latest dividend for IndusInd Bank stock?
IndusInd Bank currently pays a forward dividend of ₹16.50 per share, offering a dividend yield of 1.93%. The most recent dividend was paid in the previous financial year, continuing the bank’s history of stable distributions to shareholders. While the payout may fluctuate depending on annual profits, IndusInd Bank has maintained a consistent policy of rewarding its investors with regular dividends, even during challenging industry conditions.
What is the forecast for IndusInd Bank stock in 2025, 2026, and 2027?
Based on the current share price of ₹846.75, the projected values are:
End of 2025 – ₹1,100.78
End of 2026 – ₹1,270.13
End of 2027 – ₹1,693.50
These optimistic forecasts reflect the bank’s recovery momentum and continued investments in digital banking and retail growth. Despite recent headwinds, IndusInd Bank’s strong deposit base and branch network support long-term growth potential.
Should I sell my IndusInd Bank shares?
Holding on to your IndusInd Bank shares may be a sensible approach, given the stock’s current attractive valuation and the bank’s robust fundamentals. Despite recent management upheaval, IndusInd Bank retains a large client base, wide branch network, and strong capital adequacy. Historically, the bank has demonstrated resilience in difficult periods, and the ongoing recovery in share price suggests positive sentiment returning to the stock. For investors with a mid- to long-term outlook, holding the shares could align with the company’s potential for turnaround and growth.
How are dividends and capital gains from IndusInd Bank shares taxed in India?
Dividends received from IndusInd Bank shares are taxed in your hands at your applicable income tax slab rate. There is no longer any Dividend Distribution Tax (DDT) at the corporate level. Capital gains from selling IndusInd Bank shares held for more than 12 months are taxed as long-term capital gains, currently attracting a flat 10% tax above ₹1 lakh in profits per financial year. Short-term capital gains (if held for 12 months or less) are taxed at 15%. Note that Securities Transaction Tax (STT) is applicable at the time of transaction.
What is the latest dividend for IndusInd Bank stock?
IndusInd Bank currently pays a forward dividend of ₹16.50 per share, offering a dividend yield of 1.93%. The most recent dividend was paid in the previous financial year, continuing the bank’s history of stable distributions to shareholders. While the payout may fluctuate depending on annual profits, IndusInd Bank has maintained a consistent policy of rewarding its investors with regular dividends, even during challenging industry conditions.
What is the forecast for IndusInd Bank stock in 2025, 2026, and 2027?
Based on the current share price of ₹846.75, the projected values are:
End of 2025 – ₹1,100.78
End of 2026 – ₹1,270.13
End of 2027 – ₹1,693.50
These optimistic forecasts reflect the bank’s recovery momentum and continued investments in digital banking and retail growth. Despite recent headwinds, IndusInd Bank’s strong deposit base and branch network support long-term growth potential.
Should I sell my IndusInd Bank shares?
Holding on to your IndusInd Bank shares may be a sensible approach, given the stock’s current attractive valuation and the bank’s robust fundamentals. Despite recent management upheaval, IndusInd Bank retains a large client base, wide branch network, and strong capital adequacy. Historically, the bank has demonstrated resilience in difficult periods, and the ongoing recovery in share price suggests positive sentiment returning to the stock. For investors with a mid- to long-term outlook, holding the shares could align with the company’s potential for turnaround and growth.
How are dividends and capital gains from IndusInd Bank shares taxed in India?
Dividends received from IndusInd Bank shares are taxed in your hands at your applicable income tax slab rate. There is no longer any Dividend Distribution Tax (DDT) at the corporate level. Capital gains from selling IndusInd Bank shares held for more than 12 months are taxed as long-term capital gains, currently attracting a flat 10% tax above ₹1 lakh in profits per financial year. Short-term capital gains (if held for 12 months or less) are taxed at 15%. Note that Securities Transaction Tax (STT) is applicable at the time of transaction.
