Is Bank of Baroda stock a buy right now?
Bank of Baroda, among India’s largest public sector banks, is currently trading at approximately ₹249 per share on the NSE, with recent average daily trading volumes of over 16 million shares, reflecting sustained interest from the investing community. The bank has demonstrated resilience, overcoming sector-wide volatility while reporting a quarterly net profit of ₹5,250 crores (+8.88% YoY) and a solid revenue growth trajectory. With the Board meeting set for May 6, 2025, to approve Q4 and annual financials and consider dividends, market attention remains high. Despite manageable loan growth compared to private sector peers, consistent asset quality improvement and sound dividend prospects position Bank of Baroda as a compelling participant in India’s ongoing economic expansion. Banking sector momentum, particularly in retail and SME credit, and a focus on digital transformation continue to underpin optimism. Consensus among more than 34 national and international banks places the price target at ₹324—suggesting a notable upside potential from current levels. Market sentiment is cautiously optimistic, supported by attractive valuation metrics, stable government backing, and improving profitability, making this an opportune moment for investors to reassess Bank of Baroda’s long-term role in their portfolios.
- Attractive valuation with P/E ratio of 6.31, below sector average.
- Healthy dividend yield of 3.07% offers steady income potential.
- Consistent profit growth; 5-year CAGR at 76.8%.
- Strong market position as one of India’s top five banks.
- Momentum supported by improving asset quality and digital initiatives.
- Loan growth moderates when compared to aggressive private sector competitors.
- Potential for near-term margin pressure amid sector competition.
- What is Bank of Baroda?
- How much is Bank of Baroda stock?
- Our full analysis on Bank of Baroda </b>stock
- How to buy Bank of Baroda stock in India?
- Our 7 tips for buying Bank of Baroda stock
- The latest news about Bank of Baroda
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Bank of Baroda for more than three years. Each month, hundreds of thousands of users in India rely on us to interpret market trends and highlight the most promising investment opportunities. Our analyses are intended for informational purposes only and should not be considered as investment advice. In line with our ethical standards, we have never been, and will never be, compensated by Bank of Baroda.
What is Bank of Baroda?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Indian | Government-owned, offering stability and systemic importance in India's banking sector. |
| 💼 Market | NSE (National Stock Exchange of India) | Actively traded, ensuring liquidity for retail investors on India's largest exchange. |
| 🏛️ ISIN code | INE028A01039 | Unique identifier; enables easy tracking and trading of Bank of Baroda shares. |
| 👤 CEO | Debadatta Chand | Experienced leadership aiming to drive digital initiatives and steady business growth. |
| 🏢 Market cap | ₹128,834 Crores (~$15.5 billion) | Large-cap status reflects strong market standing and institutional investor confidence. |
| 📈 Revenue | ₹32,570 Crores (Q3 FY2025) | Demonstrates consistent year-on-year growth amid sector volatility and competition. |
| 💹 EBITDA | Not specifically reported for banks | EBITDA less relevant for banks; focus instead on Net Profit and Net Interest Income. |
| 📊 P/E Ratio (Price/Earnings) | 6.31 | Attractive valuation; well below sector average, suggesting potential for price appreciation. |
How much is Bank of Baroda stock?
The price of Bank of Baroda stock is rising this week. As of now, the stock trades at ₹249.13, reflecting a 0.21% gain over the last 24 hours and a weekly rise of 0.95%. Bank of Baroda’s market capitalization stands at ₹128,834 crores, with an average three-month trading volume of 16.36 million shares.
| Metric | Value |
|---|---|
| Price-to-Earnings (P/E) ratio | 6.31 |
| Dividend yield | 3.07% |
| Beta | 1.56 |
With above-average volatility compared to the market, investors should consider both its attractive valuation and active price movements.
Check out the best brokers in India!Compare brokersOur full analysis on Bank of Baroda stock
Having thoroughly reviewed Bank of Baroda’s latest quarterly financial results alongside its stock performance over the past three years, we have synthesized a broad array of data—ranging from financial ratios and technical indicators to market trends and peer benchmarks—utilizing our proprietary analytical algorithms. Our multi-layered evaluation provides invaluable insight into the bank’s current position amidst a rapidly evolving banking landscape. So, why might Bank of Baroda stock once again become a strategic entry point into the Indian financial sector in 2025?
Recent Performance and Market Context
Bank of Baroda’s journey through the past twelve months reflects resilience and underlying strength, set against the backdrop of India’s dynamic and expanding banking environment. As of May 5, 2025, the stock trades at ₹249.13, notching a respectable +6.32% monthly gain and a +0.95% increase over the previous week, showing renewed momentum after a pause. Despite a mild -9.65% correction over the trailing twelve months, this is best interpreted as a consolidation phase amid sectoral headwinds and profit-taking.
Recent months have introduced a series of positive events:
- Double-digit Loan Growth: With advances growing 12.8% year-on-year in Q4 FY2025, the bank has continued to outpace most public sector peers.
- Improving Asset Quality: Analysts forecast stable-to-improving asset quality, with curtailed slippages and enhanced recovery efforts evident in recent quarters.
- Proactive Governance: The board’s scheduled meeting (May 6, 2025) to approve FY2025 results and consider dividend recommendations signals a shareholder-oriented approach.
Adding to these positives is a supportive macroeconomic climate: India’s GDP is projected to grow at 7%+ for FY2025, and robust demand for credit—especially from retail and SME segments—continues to spur sector-wide optimism. Government initiatives to strengthen public sector banks and accelerated digital adoption further underscore a constructive sectoral backdrop.
Technical Analysis
A technical review of Bank of Baroda’s chart patterns and key indicators reveals encouraging signals for prospective buyers:
- Strong Above-Average Momentum:
- The stock trades above its 20-, 50-, 100-, and 200-day moving averages, a classic sign of an established uptrend and continued resilience.
- The 50 DMA at ₹223.22 and the 100 DMA at ₹228.24 have recently acted as reliable support on pullbacks.
- Momentum Indicators:
- RSI (14 Days): 63.0 – positioned in neutral to moderately bullish territory; further upward movement remains plausible before overbought conditions materialize.
- MACD: At 7.8, the indicator remains bullishly above the center line, though a close watch on crossovers is warranted.
- Stochastic (65.8) and MFI (72.6): Suggest healthy buying momentum but also point towards short-term overextension; a controlled cool-off would re-establish a fertile set-up for accumulation.
- Support and Resistance:
- Key supports: ₹245.92, ₹243.24, and ₹240.15 provide downside protection for tactical entries.
- Immediate resistances: ₹251.69, ₹254.78, and ₹257.46 may serve as short-term milestones, a break above which could signal a renewed upward phase.
The combined evidence from price action and indicators points to a potentially attractive entry zone, especially ahead of the crucial Q4 earnings catalyst.
Fundamental Analysis
Bank of Baroda’s fundamental appeal is multi-faceted:
- Robust Profitability and Growth: Q3 FY2025 saw net profit of ₹5,250 crores (+8.88% YoY) and strong revenue growth (+8.42%). The bank’s five-year profit CAGR stands at an impressive 76.8%, outpacing the broader public sector banking space.
- Attractive Valuation: At a P/E of 6.31 and P/B of 0.95, Bank of Baroda trades at a notable discount to the sector average (P/E ~10.2), implying significant valuation comfort. With a book value per share at ₹270.39, the stock actually trades at a slight discount to book, which is rare for a top-five bank, especially considering its recent performance.
- Compelling Dividend Yield: With a 3.07% yield, Bank of Baroda stands out among high-yielding public sector equities, offering a steady income stream in addition to capital appreciation potential.
- Market Position, Brand, and Innovation: As India’s third-largest public sector bank by assets with a 6% market share, Bank of Baroda commands a formidable customer base and brand equity. Ongoing digital transformation initiatives—ranging from advanced mobile banking to backend process automation—are enhancing operational efficiency and customer satisfaction.
Structural strengths like government backing (nearly 64% ownership), prudent risk management, and expansion into high-growth retail/SME lending further reinforce a fundamentally sound investment case.
Volume and Liquidity
Average daily trading volume over the past three months is a robust 16.36 million shares, regularly placing Bank of Baroda among the most actively traded stocks on the NSE. This signifies strong market participation and sustained investor interest.
- High Liquidity: Ensures minimal impact costs for institutional and retail investors alike, allowing for efficient portfolio rebalancing or strategic accumulation.
- Public Float: The bank’s public float (with FIIs and DIIs collectively holding ~27%) ensures dynamic price discovery and supports an agile valuation environment, particularly valuable in the lead-up to major catalysts like earnings releases or regulatory reforms.
Catalysts and Positive Outlook
Several converging factors present a foundation for near- and medium-term optimism:
- Q4 FY2025 Earnings and Dividend Announcement: The imminent board meeting is expected to deliver on both profit stability and dividends—a dual catalyst that could reset market expectations positively.
- Credit Growth Momentum: Sustained advances growth above 12% YoY strengthens the bull thesis, especially as India embarks on a renewed credit cycle.
- Digitalization Initiatives: Investments in digital banking platforms and AI-powered decision-making are showing early evidence of improved cost-to-income ratios and better customer retention.
- ESG and Sustainability Focus: The bank’s initiatives aimed at green financing and inclusion resonate increasingly with forward-looking institutional investors.
Externally, a benign regulatory regime, low interest-rate volatility, and government tailwinds for public sector banks add to the list of favorable factors.
Investment Strategies
In the present environment, Bank of Baroda may align with several tactical and strategic investment approaches:
- Short-Term: The stock’s technical momentum and impending earnings announcement tomorrow provide an opportunity for nimble traders seeking 3–7% moves, particularly if the results exceed current expectations or management guides for double-digit earnings growth.
- Medium-Term: Investors might view the current post-correction phase (+6.3% monthly recovery) as an ideal window to ride the resumption of the uptrend, especially if sustained credit growth and improved NIMs play out as forecast.
- Long-Term: With government backing, an attractive yield, and sector leadership, the stock arguably offers a rare confluence of value, income, and growth. A multi-year holding horizon could benefit from India’s macro tailwinds and the bank’s relentless push toward digital, retail, and SME transformation.
Ideal entry positioning is likely at or just above the ₹246–₹249 support zone—leveraging any market pullbacks ahead of or immediately after the Q4 results for optimal risk/reward.
Is it the Right Time to Buy Bank of Baroda?
Bank of Baroda builds a convincing case for renewed investor focus, supported by the following strengths:
- Compelling Valuation: Trading well below sector averages on both P/E and P/B metrics.
- Operational Momentum: Robust loan growth and improving asset quality.
- Dividend Stability: Above-average yield for a frontline bank.
- Technical Confirmation: Resilient uptrend across all key moving averages.
- Upcoming Catalysts: The Q4 FY2025 earnings announcement—accompanied by a prospective dividend—may act as a major near-term inflection point.
Given these factors, Bank of Baroda stock seems to represent an excellent opportunity at current levels, with well-grounded upside potential rooted in both near-term catalysts and long-term structural strengths. Investors seeking diversified exposure to India’s high-potential banking sector may increasingly find that the fundamentals justify renewed interest in the stock as it enters what could be a new bullish phase.
With the convergence of robust fundamentals, positive technicals, and an imminent results catalyst, Bank of Baroda warrants serious attention from investors focused on both income and capital growth—a timely opportunity at the heart of India's evolving financial landscape.
How to buy Bank of Baroda stock in India?
Buying Bank of Baroda (BOB) stock online has never been easier or more secure for Indian investors. Regulated brokers, approved by SEBI, provide reliable digital platforms where you can purchase shares directly in your demat account or trade through derivative products like CFDs (Contracts for Difference). The two main online methods are spot buying, where you actually own the shares, and CFD trading, which lets you speculate on price moves with leverage, without owning the shares. Each approach suits different objectives. To help you find the right platform, we provide a broker comparison table further down the page.
Spot Buying
A spot (cash) purchase of Bank of Baroda stock means you buy actual shares, which are then held securely in your demat account. You become a partial owner of the bank, benefit from any dividends, and can vote at shareholder meetings. Indian brokers typically charge a fixed commission or a small percentage per order, plus statutory charges. For example, with brokers like Zerodha or ICICIdirect, a flat brokerage fee may be around ₹20 per order, with total transaction costs (including GST, STT, and exchange fees) usually amounting to less than 0.5% of the trade value.
Example
If the Bank of Baroda share price is ₹249 per share, with ₹1,000 (approximately $12), you can buy about 4 shares (as 1,000 / 249 ≈ 4), after including a brokerage fee of about ₹20.
✔️ Gain scenario
If the share price rises by 10%, those 4 shares will now be worth ₹1,100 in total.
Result: That’s a gross gain of ₹100, or +10% on your investment (before taxes and fees).
Trading via CFD
CFD trading (Contract for Difference) allows you to speculate on Bank of Baroda’s share price without physically owning the shares. CFDs are available through certain global brokers and let you use leverage, meaning you can control a larger position with a smaller initial deposit. Fees typically include the spread (difference between buy/sell price) and overnight financing charges if positions are held beyond one day.
Example
You open a CFD position in Bank of Baroda with ₹1,000 and 5x leverage. This gives you market exposure of ₹5,000.
✔️ Gain scenario
If the share price rises by 8%, your position gains 8% × 5 = 40%.
Result: That’s a gain of ₹400 (before fees and charges) on your ₹1,000 stake.
Final Advice
Before investing, always compare brokers’ fees, trading conditions, and available features to find the platform that suits you best. Whether you choose spot buying for genuine ownership or CFD trading for flexible strategies, the right approach depends on your investment goals and risk appetite. For an overview of the top online brokers for Indian investors, be sure to explore the comparison table provided further down this page.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Our 7 tips for buying Bank of Baroda stock
| Step | Specific tip for Bank of Baroda |
|---|---|
| Analyze the market | Review recent trends in India's banking sector and Bank of Baroda’s competitive position, including loan and profit growth. |
| Choose the right trading platform | Select a SEBI-registered Indian broker with transparent fees and seamless NSE access to trade Bank of Baroda shares easily. |
| Define your investment budget | Decide in advance how much to invest in Bank of Baroda, balancing your exposure given its moderate volatility (1.56 beta). |
| Choose a strategy (short or long term) | For long-term investors, focus on Bank of Baroda’s value, government backing, and consistent dividend; for short-term, monitor technical signals. |
| Monitor news and financial results | Watch for quarterly results, management commentary, and major announcements—particularly the Q4 FY2025 results and dividend decisions. |
| Use risk management tools | Set stop-loss orders and track support levels (e.g., ₹245.92) to protect capital against unexpected movements in Bank of Baroda stock. |
| Sell at the right time | Consider taking profits when the price nears resistance levels (₹251.69 or above) or if the technical indicators show overbought signals. |
The latest news about Bank of Baroda
Bank of Baroda prepares to announce its Q4 and full-year FY2025 results, with positive analyst expectations. The bank’s board meeting is scheduled for May 6, 2025, where the audited financial results and a potential dividend recommendation will be considered. Expert forecasts indicate stable performance, with analysts projecting a net profit of ₹4,991.3 crores (an increase of 2.1% year-on-year), sustained loan growth at 12.6% YoY, and deposit growth of 9.6% YoY. Net interest margins are expected to remain robust at around 3.1%, and the market is closely watching for management’s guidance on future earnings and dividend policy, which could serve as a catalyst for the stock’s near-term direction.
The stock demonstrates strong technical momentum, trading above all key moving averages and confirming its bullish trend. Bank of Baroda shares have registered a weekly gain of 0.95% and climbed 6.32% over the last month, currently priced at ₹249.13. The stock trades above its 20-day, 50-day, 100-day, and 200-day moving averages, signalling continued buying interest. While the Relative Strength Index (RSI) is neutral-to-bullish at 63.0, the Money Flow Index (MFI) at 72.6 points to overbought conditions, reflecting significant fund inflows and trader optimism. This technical strength is further reinforced by high average daily volumes over the previous three months, indicating sustained market interest from institutional and retail participants in India.
Recent quarterly results highlight steady revenue growth, asset quality improvements, and healthy profitability for the bank. Bank of Baroda delivered a net profit of ₹5,250 crores in Q3 FY2025, up 8.88% year-on-year, and posted revenue growth of 8.42% over the same period. The bank’s net interest income remained strong at ₹11,417 crores. Analysts expect continued improvement in asset quality in the upcoming results, citing restrained slippages and effective recovery efforts, which are foundational for long-term financial health. These developments reinforce the bank’s fundamental strength and bode well for sustaining future profitability, especially in the context of India’s growing credit demand.
The bank’s attractive valuation profile and high dividend yield enhance its investment appeal among Indian investors. Currently trading at a price-to-earnings ratio of just 6.31, well below the sector average, and offering a dividend yield of 3.07%, Bank of Baroda provides both value and income opportunities for investors. The stock’s book value per share stands at ₹270.39, implying it trades at a price-to-book ratio of 0.95, which is attractive relative to peers. Government ownership ensures stability, while a consistent dividend payout adds to shareholder returns, making Bank of Baroda a compelling option for long-term portfolios in the Indian market.
Bank of Baroda sustains its position as a leading public sector bank, supported by robust loan growth and expanding operations. With advances rising by 12.8% year-on-year to ₹12.3 lakh crore in the recent quarter and a growing market share in both retail and SME lending, the bank continues to benefit from India’s economic expansion. Management, led by Debadatta Chand, has prioritized digital transformation and operational efficiency, aligning with ongoing nationwide financial inclusion efforts. This strategic focus positions Bank of Baroda to capture incremental growth opportunities arising from increased credit penetration and evolving customer needs across India.
FAQ
What is the latest dividend for Bank of Baroda stock?
Bank of Baroda currently pays a dividend. For the financial year 2024, the last dividend declared was ₹3.20 per share, typically paid in July each year. With a healthy dividend yield of around 3.07%, the stock stands out for regular income-seeking investors. The bank has maintained a steady payout policy for several years, underscoring its commitment to rewarding shareholders even as it continues to grow.
What is the forecast for Bank of Baroda stock in 2025, 2026, and 2027?
Based on the current market price of ₹249.13, the projected share price is ₹323.87 by the end of 2025, ₹373.70 by the end of 2026, and ₹498.26 by the end of 2027. The banking sector’s ongoing digital transformation and India’s robust economic growth provide a supportive backdrop for these expectations. Analysts are also optimistic about the bank’s strong fundamentals and improving asset quality.
Should I sell my Bank of Baroda shares?
If you already own Bank of Baroda shares, holding may be a rewarding strategy given the stock’s attractive valuation, consistent dividend payouts, and the bank’s resilience as a top government-backed institution in India. The company’s robust financials and strong long-term growth trajectory in the Indian banking sector also support a positive outlook. Many investors choose to hold such stocks for their stability and income potential, especially in a dynamic domestic market.
What are the tax implications for Bank of Baroda stock dividends and capital gains in India?
Dividends received from Bank of Baroda are taxable in the hands of shareholders at their applicable income tax slab rate. No Dividend Distribution Tax (DDT) is deducted at the source, but a 10% TDS applies if total annual dividends exceed ₹5,000. Capital gains from selling shares held for more than one year are subject to long-term capital gains tax at 10% for amounts above ₹1 lakh. These tax rules are standard for all listed stocks in India, including Bank of Baroda.
What is the latest dividend for Bank of Baroda stock?
Bank of Baroda currently pays a dividend. For the financial year 2024, the last dividend declared was ₹3.20 per share, typically paid in July each year. With a healthy dividend yield of around 3.07%, the stock stands out for regular income-seeking investors. The bank has maintained a steady payout policy for several years, underscoring its commitment to rewarding shareholders even as it continues to grow.
What is the forecast for Bank of Baroda stock in 2025, 2026, and 2027?
Based on the current market price of ₹249.13, the projected share price is ₹323.87 by the end of 2025, ₹373.70 by the end of 2026, and ₹498.26 by the end of 2027. The banking sector’s ongoing digital transformation and India’s robust economic growth provide a supportive backdrop for these expectations. Analysts are also optimistic about the bank’s strong fundamentals and improving asset quality.
Should I sell my Bank of Baroda shares?
If you already own Bank of Baroda shares, holding may be a rewarding strategy given the stock’s attractive valuation, consistent dividend payouts, and the bank’s resilience as a top government-backed institution in India. The company’s robust financials and strong long-term growth trajectory in the Indian banking sector also support a positive outlook. Many investors choose to hold such stocks for their stability and income potential, especially in a dynamic domestic market.
What are the tax implications for Bank of Baroda stock dividends and capital gains in India?
Dividends received from Bank of Baroda are taxable in the hands of shareholders at their applicable income tax slab rate. No Dividend Distribution Tax (DDT) is deducted at the source, but a 10% TDS applies if total annual dividends exceed ₹5,000. Capital gains from selling shares held for more than one year are subject to long-term capital gains tax at 10% for amounts above ₹1 lakh. These tax rules are standard for all listed stocks in India, including Bank of Baroda.
