Is Axis Bank stock a buy right now?
As of May 2025, Axis Bank trades at around ₹1,173 with an average daily volume near 7.2 million shares, reflecting healthy engagement from domestic and foreign investors. This private sector heavyweight remains a clear leader in India’s rapidly transforming banking landscape. Recent quarterly results underlined steady growth—core operating profit rose 11% year-on-year, while net profit advanced robustly over the previous quarter. Notably, the bank's asset quality continues to improve, with gross NPAs trending down and provisions comfortably high. Although the sector faces moderate headwinds from tightening regulations and intense rivalry—particularly from peers like HDFC and ICICI—Axis Bank’s solid capital ratio (17.07%) and strong push into digital and SME banking offer pathways for long-term growth. Investor sentiment appears constructive, helped by the stock’s breakout above major moving averages and a resilient performance from both its core and subsidiary businesses. In the context of India’s ongoing formalisation of the credit market, Axis Bank’s diversified strengths and leadership in digital payments stand out. According to consensus estimates from more than 30 national and international banks, the target price stands at ₹1,527, cementing its place as a stock to watch for retail investors seeking to participate in India's financial sector growth story.
- Consistently improving asset quality with gross NPAs at a multi-year low of 1.28%.
- Strong retail and SME loan growth outpaces industry trends for core lending segments.
- Expanding digital banking with 15 million monthly active users and high app ratings.
- Robust capital adequacy ratio at 17% supports business growth and resilience.
- Market leadership in UPI payments and credit card issuance across India.
- Competition from large private banks could limit rapid market share gains.
- Net interest margins may face mild pressure as deposit costs gradually rise.
- What is Axis Bank?
- How much is Axis Bank stock?
- Our full analysis on Axis Bank </b>stock
- How to buy Axis Bank stock in India?
- Our 7 tips for buying Axis Bank stock
- The latest news about Axis Bank
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Axis Bank for more than three years. Each month, hundreds of thousands of users across India rely on us to interpret market trends and highlight the best investment opportunities available. Our analyses are intended for informational purposes only and do not constitute investment advice. In line with our ethical charter, we have never been, and will never be, compensated by Axis Bank.
What is Axis Bank?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | Indian | Axis Bank is headquartered in India and primarily serves the Indian market. |
| 💼 Market | NSE & BSE (India) | The stock trades actively on India's leading stock exchanges, ensuring high liquidity. |
| 🏛️ ISIN code | INE238A01034 | The ISIN uniquely identifies Axis Bank on the Indian stock exchanges. |
| 👤 CEO | Amitabh Chaudhry | The CEO leads strategic growth and operational improvement across core business segments. |
| 🏢 Market cap | ₹3.66 trillion (US$43.1 billion) | Large market capitalization reflects Axis Bank’s significant industry presence and investor confidence. |
| 📈 Revenue | Q4FY25 Net Interest Income: ₹13,811 crore | Strong and growing revenue base supports business expansion and profitability. |
| 💹 EBITDA | Q4FY25 Core Operating Profit: ₹10,575 crore | Healthy EBITDA signals robust operating performance and margin stability. |
| 📊 P/E Ratio (Price/Earnings) | 13.01 | The P/E ratio is attractive, indicating potential value versus the sector average (19.57). |
How much is Axis Bank stock?
The price of Axis Bank stock is declining this week. As of now, the share is trading at ₹1,173.20, marking a 0.76% decrease over the past day and a 1.64% drop for the week.
With a strong market capitalization of ₹3.66 trillion and an average daily trading volume of 7.18 million shares over the past three months, Axis Bank remains a key player in India’s financial sector.
The current P/E ratio stands at 13.01, which is lower than the sector average, while the dividend yield is modest at 0.08%. The stock’s beta is 1.10, indicating it tends to be slightly more volatile than the broader market.
Investors should be mindful of this elevated volatility when considering their next move.
Check out the best brokers in India!Compare brokersOur full analysis on Axis Bank stock
Having diligently reviewed Axis Bank’s most recent quarterly financials, along with its robust three-year stock performance, our synthesis leverages rigorous analysis of fundamental indicators, technical signals, comparative market data, and competitor landscape—distilled through proprietary financial models. This multifaceted examination aims to illuminate the stock’s multidimensional strengths as it emerges from a period of sectoral transformation. So, why might Axis Bank stock once again become a strategic entry point into India’s high-growth private banking sector for 2025?
Recent Performance and Market Context
Axis Bank has notably fortified its position among India’s private sector banks, even amid evolving macro headwinds. As of May 5, 2025, the stock trades at ₹1,173.20, reflecting a modest 2.78% gain over the past year and maintaining resilience in a volatile market. Over a six-month period, the stock is essentially flat (+0.13%), having consolidated within a broad range of ₹933.50 to ₹1,339.65, setting a foundation for its next upward trajectory.
- Record Core Operating Profits: In Q4 FY2025, the bank delivered ₹10,575 crores in core operating profit, up 11% YoY.
- Market Leadership in Payments: Axis Bank sustains a dominant ~32% market share in the UPI payer space, reinforcing its digital credentials.
- Steady Asset Quality Improvements: Gross and net NPA ratios declined further, with provision coverage at a sturdy 75%.
- Proactive Branch Network Expansion: With nearly 500 branches added in FY25 alone, Axis Bank is deepening its reach, particularly across underbanked regions.
India’s banking sector continues to benefit from policy stability, solid GDP growth projections (expected at nearly 6.8% in FY26), and strong credit demand across retail, SME, and corporate segments. Lower macro stress and renewed credit off-take have created a constructive environment in which efficient, technologically adept banks like Axis are clear potential beneficiaries.
Technical Analysis
The technical configuration for Axis Bank demonstrates encouraging signals, supportive of renewed buy-side interest:
- Positive Momentum: The 14-day RSI stands at 69.33—approaching overbought terrain, which, while warranting tactical vigilance, underscores emerging bullish sentiment.
- Bullish MACD: The MACD indicator at 3.61 signals a continuation of upward momentum with a supportive trend in recent sessions.
- Key Moving Averages: The stock is trading above its 50-day, 100-day, and 200-day SMAs. The decisive break above the 100-day SMA suggests that Axis Bank has emerged from previous consolidation phases.
- Current Price vs. Averages:
- 20-day SMA: ₹1,184.10 (slightly below current price)
- 50-day SMA: ₹1,080.67 (currently above)
- 100-day SMA: ₹1,065.20 (currently above)
- 200-day SMA: ₹1,124.42 (currently above)
- Support/Resistance Zones:
- Robust support seen at ₹1,160.53 and ₹1,140.97, acting as potential springboards on any dips.
- Resistance at ₹1,201.77 and then ₹1,221.33—breakouts above these levels could trigger further upside.
- Intermediate Momentum: The Stochastic RSI at 53.39 flags healthy, sustained buying without excess froth, keeping the medium-term setup constructive.
Short- to medium-term structure signals that Axis Bank may be entering a new bullish phase, presenting an optimal window for accumulation at or near current support levels.
Fundamental Analysis
Axis Bank’s fundamentals remain a core pillar of its investment thesis, with several strengths that set it apart within the private banking space:
- Robust Earnings Growth:
- Net Interest Income rose to ₹13,811 crores (+6% YoY), fee income reached ₹6,338 crores (+12% YoY), while net profit saw sequential growth (+13% QoQ to ₹7,117 crores).
- Core operating profit increased by 11% YoY, mirroring disciplined cost and risk management.
- High-Quality Asset Book:
- Gross NPA at 1.28% and net NPA at 0.33% reflect marked asset quality improvement; provision coverage at 75% offers visible risk buffers.
- Net credit cost (annualized) declined to just 0.50%.
- Balance Sheet Strength:
- Total assets at ₹16.1 lakh crores (+9% YoY), net advances at ₹10.41 lakh crores (+8% YoY), and total deposits at ₹11.73 lakh crores (+10% YoY) signal continued franchise expansion.
- CASA ratio at 41% provides a stable funding mix.
- Capital adequacy at 17.07% (CET1 14.67%) underscores long-term lending capacity.
- Valuation Appeal:
- P/E ratio of 13.01 underscores undervaluation relative to the sector average (19.57), providing a meaningful margin of safety.
- P/B ratio stands at a reasonable 2.12, justified by growth metrics and improving profitability.
- Strategic Expansion:
- Retail, SME, and SBB loan books continue to outpace sector averages, reflecting management’s deliberate push into high-margin, underpenetrated niches.
- Digital leadership has increased stickiness and customer engagement, with the bank’s app ranked amongst the highest in India.
- Rising fee income as a share of operating profit reflects revenue diversification and reduced credit cycle sensitivity.
These core strengths justify renewed interest among market participants looking to participate in India’s expanding consumption and digital finance sectors.
Volume and Liquidity
Axis Bank’s liquidity profile further enhances its attractiveness:
- Sustained Volume: The average daily traded volume (3-month average) stands at 7.18 million shares, suggesting robust investor engagement and market confidence.
- Market Breadth: Inclusion in NIFTY 50 and SENSEX ensures day-to-day liquidity and strong institutional interest, resulting in tight bid-ask spreads and ease of entry/exit for both retail and institutional investors.
- Dynamic Valuation Potential: A high level of foreign institutional investor (FII/FPI) ownership (42.48%) is a testament to the confidence placed in Axis Bank by global capital—a factor that tends to drive positive re-rating during bull phases.
The depth of trading and distribution of ownership collectively support a dynamic and responsive valuation ecosystem, especially as new catalysts unfold.
Catalysts and Positive Outlook
A combination of emerging catalysts and ongoing strategic shifts point to substantial upside for Axis Bank:
- Digital Banking Expansion: Mobile active user base (15 million+) and proprietary UPI/payments solutions solidify its leadership in digital finance—segments expected to grow fastest over the next 5 years.
- Aggressive Physical-Plus-Digital Presence: Extension into new geographies through nearly 500 new branches in FY25 both broadens outreach and provides scale in customer acquisition.
- Subsidiary Momentum: Double-digit PAT growth in domestic subsidiaries injects resourceful profit streams and avenues for cross-sell and up-sell.
- Asset Quality Improvement: Consistently declining GNPA and net NPA ratios build further investor trust, limiting volatility tied to credit cycles.
- ESG Momentum: Axis Bank’s visible progress on ESG (Environmental, Social, Governance) fronts—especially in green financing and inclusive banking—aligns with a rising global and domestic focus on sustainability in investment decision-making.
- Regulatory and Policy Tailwinds: Anticipated RBI moves to further liberalise digital banking, coupled with government focus on SME/MSME, augur well for Axis’s most rapidly growing divisions.
- Consensus Targets: Multiple brokerages reiterate positive stance, with consensus price target at ₹1,357.95 and upside estimates from top houses (₹1,400–₹1,500 range).
This backdrop, coupled with a stabilising macro and the onset of possible rate cuts in late FY26, has the potential to unleash the next round of sector re-rating.
Investment Strategies
Axis Bank’s technical and fundamental posture positions it as an attractive candidate for disciplined accumulation across varying timeframes:
- Short-Term:
- The stock, currently near major support (₹1,160.53–₹1,140.97), offers tactical entry opportunities for those seeking exposure ahead of anticipated resistance tests at ₹1,201.77 and ₹1,221.33.
- Favourable technical momentum indicators suggest the potential for a sharp breakout if broader indices advance.
- Medium-Term:
- Upcoming earnings announcements and continued digital banking adoption could serve as near-term catalysts, justifying accumulation ahead of expected multiples’ rerating.
- Recovery of core ROA/ROE metrics and further NIM expansion would support higher P/E normalization.
- Long-Term:
- Structural features—including robust capitalisation, rising digital market share, and ecosystem-wide growth engines (subsidiaries, payments, SME)—provide confidence for extended holding periods.
- Incremental investments at each support reset enhance total-return optimisation amid inevitable short-term volatility.
Axis Bank’s current technical configuration, combined with medium-term earnings visibility and long-term digitisation themes, means the stock may be especially well placed for those seeking entry points at relative valuation troughs or prior to sector-wide upswings.
Is it the Right Time to Buy Axis Bank?
Bringing this analysis full circle, several factors align to suggest that Axis Bank currently represents an excellent opportunity for inclusion in a diversified portfolio with an Indian financial diversification agenda:
- Attractive Relative Valuation: With a P/E of 13.01 against a sector average of nearly 20, the stock provides clear upside potential should the valuation migrate towards historical or regional norms.
- Consistent Growth and Profitability: Improving earnings, growing fee/fund-based income, and disciplined cost management underpin sustainable bottom-line expansion.
- Market-Defining Strengths: Ongoing asset quality gains, strong digital infrastructure, and retail/SME leadership foster strategic resilience in an intensely competitive banking landscape.
- Bullish Technicals and Support: The decisive movement above key SMAs and proximity to robust support zones, coupled with healthy momentum, hint that an inflection point may be near.
- Catalyst-Rich Outlook: Multiple operational, regulatory, and structural drivers are converging for Axis Bank, providing recurrent triggers for re-rating.
In sum, the current environment combines valuation comfort, operational excellence, and technical resilience. For investors seeking to capture the next leg of India’s private sector banking growth wave, Axis Bank seems exceptionally well-positioned at this juncture—making it a stock worth placing on the radar as it potentially embarks on a new phase of value creation. The convergence of strong fundamentals and secular growth catalysts presents a timely and compelling opportunity for those focused on building a resilient and growth-oriented financial sector allocation.
How to buy Axis Bank stock in India?
Buying Axis Bank shares online in India is simple and secure, especially when using a regulated broker. Investors have two main routes: traditional spot buying, where you directly own the stock, or trading Contracts for Difference (CFDs), which allow you to speculate on price movements without ownership. Each method has its pros and fees, catering to different investment goals. Spot buying is popular for long-term investors, while CFDs are attractive for those seeking leveraged gains or the ability to go short. To find the most cost-effective and user-friendly platform, be sure to consult our broker comparison further down the page.
Spot Buying
Spot (cash) purchase means buying actual Axis Bank shares through your broker and becoming a shareholder. You’ll hold the shares in your demat account and enjoy rights such as dividends and voting. Most brokers charge a fixed commission per order, typically ranging from ₹20 to ₹30, in addition to regulatory charges.
Example
If Axis Bank’s share price is ₹1,173 per share, a ₹1,000 investment (about $12) allows you to purchase approximately 0.85 shares (rounded to 1 share for smaller investments is not allowed; minimum is 1 share). With brokerage fees of ₹30, you’d spend ₹1,203 for one share. If you invested ₹10,000, you could buy about 8.5 shares, rounded down to 8 shares, paying about ₹9,384 plus ₹30 in fees.
✔️ Gain scenario:
If you bought 8 shares at ₹1,173 each and the price rises by 10% to ₹1,290.30, your shares would now be worth ₹10,322.40. Gross gain: +₹938.40 or roughly 10% on your investment (before tax and fees).
Trading via CFD
A CFD (Contract for Difference) is a financial contract that lets you speculate on Axis Bank’s price movements, without taking ownership of shares. CFDs are typically offered by international brokers and enable you to use leverage, which magnifies potential gains and losses. Instead of a fixed brokerage, you pay the spread (difference between buy and sell prices) and, for positions held overnight, a small daily financing cost.
Example
Suppose you open a CFD position on Axis Bank with ₹1,000 and use 5x leverage. Your market exposure is ₹5,000. If the stock price rises by 8%, your position gains 8% × 5 = 40%. Result: +₹400 profit on your ₹1,000 stake, not accounting for spreads and overnight charges.
Final Advice
Before investing, it’s crucial to compare brokers, as fees and available services vary widely. Whether you prefer outright share ownership for long-term growth, or CFD trading for short-term speculation with higher risk and leverage, the best approach depends on your financial goals and risk profile. Find the platform that suits your needs using our detailed broker comparison further down the page. Invest wisely, stay informed, and remember: thoughtful planning is key to successful stock market investing.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform regulated by ASIC (Australia) and FCA (United Kingdom). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to start with, EightCap is a safe bet, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools such as MT4 and MT5, perfect for demanding traders. Are you a beginner? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and effective.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads from 0 pip, with a commission of $3.5 per lot. Standard accounts have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like MT5 and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw money from EightCap?
Withdrawing your earnings on EightCap is quick and easy. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or e-wallets. Security and speed are at the heart of the service.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Avatrade reliable?
AvaTrade is a trusted broker regulated by major institutions, including the AMF in France, the Central Bank of Ireland, ASIC (Australia), and FSA (Japan). Active since 2006, it offers solid guarantees, including the segregation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose Avatrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts, and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities as you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at Avatrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and inactivity costs that can be avoided with regular use. You can focus on learning and your investments without surprises when it comes to paying.
Who is Avatrade for?
AvaTrade is for everyone: beginners can take advantage of detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you are looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from Avatrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfers, or e-wallets. Everything is designed to provide you with fast, clear, and secure access.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Is Vantage reliable?
Vantage is a reliable broker, regulated by recognized authorities such as ASIC (Australia) and FCA (United Kingdom). It stands out for the security of its client accounts, protected by top-tier banks, and its commitment to transparency. With over 15 years of experience, Vantage is a trustworthy platform.
Why choose Vantage?
Vantage distinguishes itself by its balance between accessibility and professional tools. Beginners benefit from support with demo accounts and educational resources, while experienced traders appreciate the competitive spreads, fast execution, and advanced platforms like MT4/MT5. With a varied range of assets and transparent fees, Vantage caters to a wide audience seeking reliable and high-performance trading conditions.
What are the fees at Vantage?
The fees at Vantage are adapted to everyone. On ECN accounts, spreads start at 0 pip with a commission of $3 per lot. Standard accounts offer slightly higher spreads, but without commission. No deposit or withdrawal fees are applied, and the cost of inactivity is limited. With Vantage, you keep control of your costs to invest effectively.
Who is Vantage for?
Vantage is perfect for traders looking for professional conditions, while remaining accessible to beginners. If you want a fast platform, competitive fees and advanced tools, Vantage is an excellent choice. Whether you are learning or perfecting your strategies, you will find the necessary resources.
Is it easy to withdraw money from Vantage?
Withdrawing funds from Vantage is fast and secure. Requests are processed in less than 48 hours and you can choose between bank transfer, cards or electronic wallets. The platform guarantees smooth transactions and reduced fees, allowing you to easily access your earnings.
Our 7 tips for buying Axis Bank stock
| Step | Specific tip for Axis Bank |
|---|---|
| Analyze the market | Examine Axis Bank’s recent financial results, strong digital growth, and sector P/E ratio to confirm value and growth potential before investing. |
| Choose the right trading platform | Select a SEBI-registered Indian brokerage that offers seamless access to NSE/BSE, competitive fees, and good research on Axis Bank. |
| Define your investment budget | Allocate a fixed amount for Axis Bank, considering its slightly higher volatility (beta 1.10), and ensure you diversify across sectors. |
| Choose a strategy (short or long term) | Prefer a medium-to-long term approach, as Axis Bank’s fundamentals and consistent asset quality improvements support gradual wealth creation. |
| Monitor news and financial results | Stay updated on Axis Bank’s quarterly earnings, digital banking milestones, and RBI/regulatory developments impacting the banking sector. |
| Use risk management tools | Set stop-loss orders near key support levels (e.g., ₹1,160) and regularly review your position to protect against sudden market corrections. |
| Sell at the right time | Consider booking profits if Axis Bank reaches consensus target prices or when technical indicators signal overbought conditions around resistance levels. |
The latest news about Axis Bank
Axis Bank reported a robust Q4 FY2025 financial performance, highlighting asset quality and operating profit improvements. Recent quarterly results show the bank’s net interest income grew by 6% year-on-year, while fee income surged 12% YoY and 16% QoQ, reflecting strong traction across core banking activities and non-interest segments. Notably, Axis Bank's core operating profit expanded 11% YoY, and net profit rose 13% sequentially to ₹7,117 crores. Asset quality saw consistent improvement, with the gross NPA ratio falling to 1.28% and the provision coverage ratio firm at 75%. Furthermore, total assets and deposits demonstrated healthy 9% and 10% annual growth, underscoring sustained business momentum in India’s private sector banking landscape.
Digital and retail banking continued to be significant growth engines, supporting Axis Bank’s market share expansion across key segments. Retail loans increased by 7% YoY and SME lending posted a 14% annual rise, signaling resilience in the bank’s most competitive business lines. Its digital transformation, illustrated by ~15 million monthly mobile app users and a top-rated banking platform, strengthened customer engagement and transaction volume. Leadership in digital payments was reaffirmed by a ~32% market share in the UPI Payer PSP space and a dominant position in merchant acquiring with 19% share, reflecting Axis Bank's alignment with evolving consumer preferences in India.
The bank’s strategic branch network expansion accelerated, enhancing physical reach and supporting deposit mobilization. Over FY25, Axis Bank added approximately 500 new branches, with 170 openings in Q4 alone, taking total branches to 5,876. This expansion, integrated with digital initiatives, has bolstered deposit growth and helped maintain a stable CASA ratio of 41%. Such combined physical and digital outreach is essential in capturing incremental market opportunities, particularly as Indian banking increasingly blends traditional and modern service delivery.
Technically, Axis Bank’s stock exhibits positive bias, supported by bullish momentum indicators and favorable moving average signals. As of May 5, 2025, the stock trades above its 50-, 100-, and 200-day simple moving averages, evidencing persistent medium- to long-term strength. The MACD remains bullish, and relative strength (RSI 69.33) nears overbought territory, indicating sustained investor interest. The price has recently broken above the 100-day average, a technically constructive signal, despite trading slightly below the 20-day level. Analyst consensus forecasts a target price of ₹1,357.95 to ₹1,500, with leading brokerages maintaining “Buy” ratings, reinforcing a broadly constructive outlook.
Axis Bank’s capital adequacy and subsidiary growth reinforce confidence in its resilience and forward prospects. The capital adequacy ratio stands at 17.07%, comfortably above regulatory requirements, providing ample buffer for future expansion and risk absorption. Subsidiary contributions continue to rise, with PAT from domestic subsidiaries up 11% YoY to ₹1,768 crores, adding to the overall earnings trajectory. Despite modest recent regulatory penalties and ongoing competitive pressure, positive operational trends and strong capital underpinnings underscore Axis Bank's standing as a stable and attractive proposition in India’s private banking sector.
FAQ
What is the latest dividend for Axis Bank stock?
Axis Bank currently has a conservative dividend policy and pays a modest dividend. As of May 2025, the latest declared dividend is ₹1 per share, resulting in a yield of just 0.08%. Payment dates typically fall in July, but the yield remains minimal compared to broader market averages. Historically, Axis Bank has preferred to reinvest profits for growth, prioritising expansion and strengthening its balance sheet.
What is the forecast for Axis Bank stock in 2025, 2026, and 2027?
Based on the current price of ₹1,173.20, the projected value for Axis Bank stock is ₹1,525.16 at the end of 2025, ₹1,759.80 at the end of 2026, and ₹2,346.40 by the end of 2027. These outlooks reflect ongoing improvements in asset quality, robust digital banking growth, and sustained expansion in retail and SME lending. Analyst sentiment is predominantly positive, with many forecasting further upside driven by the bank’s leading industry position.
Should I sell my Axis Bank shares?
Holding Axis Bank shares may be a sound strategy given its attractive valuation (with a P/E below the sector average), strong fundamentals, and consistent track record of growth. The bank continues to display strategic resilience, especially through digital innovation and its expanding branch network. Asset quality and capital adequacy have improved, supporting future performance. For investors looking at mid- to long-term horizons, retaining Axis Bank fits well with a growth-oriented approach to India’s banking sector.
How are capital gains from Axis Bank shares taxed in India?
Capital gains from Axis Bank shares are taxed according to standard Indian rules: short-term gains (holding period less than one year) are taxed at 15%, while long-term gains (holding over one year) are taxed at 10% for profits above ₹1 lakh. No additional local tax-saving schemes like PPF or NPS apply to direct share purchases, though investors benefit from India’s exemption for long-term gains below the ₹1 lakh threshold each financial year.
What is the latest dividend for Axis Bank stock?
Axis Bank currently has a conservative dividend policy and pays a modest dividend. As of May 2025, the latest declared dividend is ₹1 per share, resulting in a yield of just 0.08%. Payment dates typically fall in July, but the yield remains minimal compared to broader market averages. Historically, Axis Bank has preferred to reinvest profits for growth, prioritising expansion and strengthening its balance sheet.
What is the forecast for Axis Bank stock in 2025, 2026, and 2027?
Based on the current price of ₹1,173.20, the projected value for Axis Bank stock is ₹1,525.16 at the end of 2025, ₹1,759.80 at the end of 2026, and ₹2,346.40 by the end of 2027. These outlooks reflect ongoing improvements in asset quality, robust digital banking growth, and sustained expansion in retail and SME lending. Analyst sentiment is predominantly positive, with many forecasting further upside driven by the bank’s leading industry position.
Should I sell my Axis Bank shares?
Holding Axis Bank shares may be a sound strategy given its attractive valuation (with a P/E below the sector average), strong fundamentals, and consistent track record of growth. The bank continues to display strategic resilience, especially through digital innovation and its expanding branch network. Asset quality and capital adequacy have improved, supporting future performance. For investors looking at mid- to long-term horizons, retaining Axis Bank fits well with a growth-oriented approach to India’s banking sector.
How are capital gains from Axis Bank shares taxed in India?
Capital gains from Axis Bank shares are taxed according to standard Indian rules: short-term gains (holding period less than one year) are taxed at 15%, while long-term gains (holding over one year) are taxed at 10% for profits above ₹1 lakh. No additional local tax-saving schemes like PPF or NPS apply to direct share purchases, though investors benefit from India’s exemption for long-term gains below the ₹1 lakh threshold each financial year.
